CENTURY 21 Edge
$639,9004 bd3 ba2,332 sqft$274 /sqft$4,643 /mo all-in ↓

11517 PALMETTO SANDS COURT, TAMPA, FL, 33626

Active91 days on marketListed May 21, 2026MLS #TB8511149

Single Family ResidenceWEST LAKE RESERVE

About this home

11517 PALMETTO SANDS COURT

"Property is currently occupied/furnished; photos show vacant home." Welcome to your dream home in the heart of Tampa! Located in the highly sought-after community near Westchase, this beautiful and well-maintained 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, open floor plan with high ceilings, spacious living areas, and plenty of natural light. The gourmet kitchen features modern appliances, ample cabinet space, and a breakfast bar perfect for casual dining or entertaining guests. The primary suite is a private retreat, complete with a walk-in closet and a luxurious en-suite bathroom with dual vanities, soaking tub, and separate shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy Florida living at its best with a covered patio and backyard space ideal for outdoor dining or relaxing. The home also includes a two-car garage and a laundry room with washer and dryer. Highlights: Located in a quiet cul-de-sac Zoned for top-rated schools Convenient access to shopping, dining, and major highways Close to the Veterans Expressway, Citrus Park, Tampa International Airport and so much more Paid off Solar Don't miss the opportunity to make this incredible home yours. Schedule a tour today and experience all that this Tampa gem has to offer!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,332

Sqft

0.16 ac

Lot size

2

Garage

2018

Year built

One

Levels

$274

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$165/mo
Taxes (2025)$7,501/yr
PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Public · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,643 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$625
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,643/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$625
HOA / condo fee$165
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$602KedgeAI estimate $687,810 · range $627K$772K$803K

vs edgeAI estimate

−7%

$/sqft vs Tampa actives

$274 vs $301

Days on market

91 vs 43 typical

Where $274/sqft sits among the 400 Tampa actives

220 · this home
102
32
13
9
24
$150–321$321–492$492–663$663–834$834–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 11517 PALMETTO SANDS COURT

Drive times from this address

Tampa Int’l Airport (TPA)20 min
Downtown Tampa23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33626 — neighborhood snapshot

Population

30,736

Median age

40.5

Median income

$123,580

Median home value

$506,600

Avg household

2.61

Households w/ children

4,132

For the school run

Hillsborough County School District

ElementaryBryant Elementary School★★★★★
MiddleFarnell Middle School★★★★
HighSickles High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

234 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the TAMPA 33626 median. See the full Tampa market guide →

Paper trail

This home's history

May 21, 2026Listed at $639,900 · 91 days on market since
2018Built · WEST LAKE RESERVE

Reality check

What actually sold near 11517 PALMETTO SANDS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11327 CLAYRIDGE DRIVESold · Jan ’26

$470,000

11327 CLAYRIDGE DRIVE

3 bd · 2.5 ba · 2,324 sqft · $202/sqft · 42 DOM

11121 CLAYRIDGE DRIVESold · Nov ’25

$578,000

11121 CLAYRIDGE DRIVE

3 bd · 2.5 ba · 2,318 sqft · $249/sqft · 114 DOM

11209 POCKET BROOK DRIVESold · Oct ’25

$665,000

11209 POCKET BROOK DRIVE

5 bd · 2.5 ba · 2,367 sqft · $281/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11517 PALMETTO SANDS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11517 PALMETTO SANDS COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11517 PALMETTO SANDS COURT FAQs

What would the monthly payment be for 11517 PALMETTO SANDS COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,643/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11517 PALMETTO SANDS COURT?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11517 PALMETTO SANDS COURT?+

The most recent tax bill on record (2025) was $7,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11517 PALMETTO SANDS COURT?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $639,900, this home is listed about 43% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11517 PALMETTO SANDS COURT?+

Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,900 runs 47% above the TAMPA 33626 median — but at 2,332 sqft it's also 47% larger than the typical Tampa listing.

02Time on market is leverage

91 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY INC · Santosh Guduru. MLS #TB8511149.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11517 PALMETTO SANDS COURT, TAMPA, FL — 4 Bed, 3 Bath — $639,900 | CENTURY 21 Edge