38912 CARR DRIVE, ZEPHYRHILLS, FL, 33540
Active77 days on marketListed May 22, 2026MLS #TB8511686
About this home
38912 CARR DRIVE
Welcome to this absolutely one-of-a-kind home in beautiful Zephyrhills! This stunning 3-bedroom, 2-bath residence sits on a spacious 0.26-acre lot and offers the perfect combination of comfort, upgrades, and charm — all with NO HOA and low taxes Extensively updated, this home features a brand-new roof (2022), new water heater (2022), fresh interior paint (2022), and new carpeting in two bedrooms (2022). The A/C was replaced in 2018, appliances were updated in 2019, and the home also includes a new refrigerator. Beautiful wood flooring flows throughout most of the home, with vinyl flooring in one bedroom and carpet in the others. One of the standout features is the fully enclosed 12x21 lanai, added by the current owner after purchase. This inviting space comes completely equipped with its own window A/C unit, making it the perfect year-round spot to relax and enjoy Florida living The kitchen is enhanced with modern LED lighting, while outside, you’ll find a custom-built wood fence featuring 1x6 plank boards with an elegant Australian-style cabinet wood finish, adding both privacy and character. A large 12x12 storage shed provides plenty of extra space for tools, hobbies, or outdoor equipment. This beautiful, move-in-ready home truly stands out from the rest — don’t miss your opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.27 ac
Lot size
2
Garage
1999
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs Zephyrhills actives
$248 vs $176
Days on market
77 vs 48 typical
Where $248/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeview Knoll
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Lakeview Knoll — neighborhood snapshot
Population
914
Median age
45
Median income
$64,081
Median home value
$183,000
Avg household
3
Households w/ children
79%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38912 CARR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$175,000
6246 TIMBERLY LANE
3 bd · 2.5 ba · 1,363 sqft · $128/sqft · 14 DOM
Sold · Oct ’25$200,000
6262 TIMBERLY LANE UNIT 99
3 bd · 2.5 ba · 1,363 sqft · $147/sqft · 207 DOM
Sold · Jun ’26$384,000
38645 HENRY DRIVE
3 bd · 2 ba · 1,512 sqft · $254/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38912 CARR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38912 CARR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38912 CARR DRIVE FAQs
What would the monthly payment be for 38912 CARR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38912 CARR DRIVE?+
The most recent tax bill on record (2025) was $4,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $345,000, this home is listed about 6% above the Zephyrhills median of $324,990. The market section on this page shows how the area is trending.
Which schools are assigned to 38912 CARR DRIVE?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Centennial Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mazen Daoud. MLS #TB8511686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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