10232 ESTUARY DRIVE, TAMPA, FL, 33647
Active74 days on marketListed May 26, 2026MLS #TB8512167
About this home
10232 ESTUARY DRIVE
One or more photo(s) has been virtually staged. Move-in ready and thoughtfully updated, this exceptional Hanna Bartoletta-built home offers one of the best values in Arbor Greene, featuring a BRAND-NEW $55,000 TILE ROOF (May 2026) with a transferable warranty, an oversized corner lot with tranquil water views, and a desirable single-story floor plan. Located within New Tampa's premier 24/7 manned gated community, this beautifully maintained residence combines timeless design, modern updates, and resort-style living. Designed for both everyday comfort and entertaining, the home offers 4 bedrooms, 3 full bathrooms, a dedicated office, formal dining room, and an open-concept living area with soaring ceilings and abundant natural light. The spacious 3-car side-entry garage provides ample room for vehicles, storage, and hobbies. Recent improvements create a truly turnkey experience, including FRESH INTERIOR PAINT, NEW CARPET in all bedrooms, NEW QUARTZ countertops in the kitchen and bathrooms, refreshed cabinetry, and the NEW TILE ROOF, providing peace of mind and eliminating one of Florida's largest future homeowner expenses. The spacious kitchen is designed to be the heart of the home, featuring stainless steel appliances, a center island, generous cabinetry, and a casual dining area that opens seamlessly to the main living spaces which is perfect for gathering with family and friends. The private primary suite overlooks peaceful water views and offers direct access to the screened lanai, a spacious walk-in closet, and a spa-inspired bath with dual vanities, a soaking tub, and a walk-in shower. A split-bedroom layout provides privacy for family and guests, while the versatile fourth bedroom features an ensuite bath and private lanai access, making it ideal as a guest suite, bonus room, second office, media room, or multigenerational living space. Step outside to the expansive screened lanai and enjoy relaxing water views, convenient lanai bath access, and plenty of room to entertain. The oversized corner lot offers ample space to design your own outdoor oasis with a beautiful garden or the custom pool of your dreams, with a survey available to help explore the possibilities. Living in Arbor Greene means enjoying more than just a beautiful home—it means embracing an active, resort-style lifestyle. Residents enjoy a 24/7 manned gate, resort-style pool, heated junior Olympic lap pool, Har-Tru tennis courts, pickleball courts, fitness center, basketball courts, scenic walking trails, parks, playgrounds, and a vibrant calendar of community events that make it easy to connect with neighbors. Ideally located just one mile from top-rated schools and minutes from Wiregrass Mall, Tampa Premium Outlets, premier dining, I-75, and I-275, this home also offers convenient access to nearby golf and country clubs, including Hunters Green Country Club, Heritage Isles Golf & Country Club, and Tampa Palms Golf & Country Club. Homes offering this combination of major capital improvements, luxury craftsmanship, single-story living, recent designer updates, a premium corner lot, and peaceful water views rarely become available in Arbor Greene. Schedule your private showing today and experience everything this exceptional home has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,729
Sqft
0.29 ac
Lot size
3
Garage
1999
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,333 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,333/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Tampa actives
$220 vs $301
Days on market
74 vs 42 typical
Where $220/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arbor Greene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Arbor Greene — neighborhood snapshot
Population
3,372
Median age
45
Median income
$118,033
Median home value
$501,766
Avg household
3
Households w/ children
362
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10232 ESTUARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$645,000
10209 WATERSIDE OAKS DRIVE · same community
4 bd · 3 ba · 2,891 sqft · $223/sqft · 190 DOM
Sold · Aug ’25$865,000
17807 ARBOR GREENE DRIVE · same community
5 bd · 3 ba · 3,216 sqft · $269/sqft · 28 DOM
Sold · Nov ’25$816,000
17818 ARBOR GREENE DRIVE · same community
5 bd · 3.5 ba · 3,555 sqft · $230/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10232 ESTUARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10232 ESTUARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10232 ESTUARY DRIVE FAQs
What would the monthly payment be for 10232 ESTUARY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,333/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10232 ESTUARY DRIVE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10232 ESTUARY DRIVE?+
The most recent tax bill on record (2025) was $8,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10232 ESTUARY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $599,900, this home is listed about 33% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10232 ESTUARY DRIVE?+
Benito Middle School (middle), Hunter's Green Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,900 runs 62% above the TAMPA 33647 median — but at 2,729 sqft it's also 71% larger than the typical Tampa listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Benito Middle School, Hunter's Green Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $645,000, now $599,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Kristie King, Llc. MLS #TB8512167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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