4921 DETER ROAD, LAKELAND, FL, 33813
Active69 days on marketListed May 27, 2026MLS #TB8512368
About this home
4921 DETER ROAD
Virtually Staged. 4921 Deter Road in Lakeland is a 4-bedroom, 2-bathroom home that emphasizes classic charm and easy living. As you step inside, the Luxury Vinyl Plank (LVP) flooring throughout the main living areas offers a clean, durable foundation for everyday life. The kitchen is designed for both utility and gathering, featuring stainless steel appliances, easy-to-maintain tile flooring, and a functional wrap-around bar. With integrated storage and plenty of counter space, this area is ideal for quick morning breakfasts or serving as a central hub while hosting. The primary bedroom provides a dedicated retreat with a focus on organization, highlighted by a large walk-in closet featuring custom built-in shelving. The ensuite bathroom is bright and practical, complete with a modern glass-enclosed shower. Adding to the home’s versatility are three additional bedrooms, which offer the flexibility needed for a dedicated home office, a hobby room, or a comfortable space for guests. The lifestyle here extends directly outdoors through sliding doors that lead to a covered lanai and a private pool. Whether you're enjoying a quiet morning coffee in the shade or spending weekends poolside, the fully fenced backyard ensures a private and secure environment. Mature landscaping surrounds the property, creating a peaceful atmosphere, while the oversized 2-car garage and additional storage options provide plenty of room for vehicles, tools, or outdoor gear. Located in the established Lake Miriam area of South Lakeland, this home offers a quiet, community-oriented lifestyle with the freedom of no HOA fees. The neighborhood is known for its sidewalk-lined streets, making it perfect for evening walks or taking the dog for a stroll. You are just minutes away from local essentials at Lake Miriam Square, including shopping and a variety of dining options. With easy access to the Polk Parkway and top-rated local schools, this location perfectly blends a tranquil residential feel with the convenience of city living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,241
Sqft
0.35 ac
Lot size
2
Garage
1970
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,962 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,962/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.7%
$/sqft vs Lakeland actives
$165 vs $195
Days on market
69 vs 42 typical
Where $165/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
191 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4921 DETER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$417,500
1620 ROSE DRIVE · same community
4 bd · 2 ba · 2,126 sqft · $196/sqft · 29 DOM
Sold · Jul ’26$900,000
511 LAKE MIRIAM DRIVE · same community
4 bd · 2.5 ba · 2,418 sqft · $372/sqft · 22 DOM
Sold · Dec ’25$465,000
1610 STEPHANIE LANE · same community
5 bd · 2 ba · 2,455 sqft · $189/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4921 DETER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4921 DETER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4921 DETER ROAD FAQs
What would the monthly payment be for 4921 DETER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4921 DETER ROAD?+
The most recent tax bill on record (2024) was $5,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4921 DETER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $368,900, this home is listed about 9% above the Lakeland median of $339,998. The market section on this page shows how the area is trending.
Which schools are assigned to 4921 DETER ROAD?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33813 market on paper
$368,900 is 8% below the LAKELAND 33813 median of $402,500, and at $165/sqft it sits under the Lakeland average of $206.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $395,000, now $368,900 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8512368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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