8821 N RIVER ROAD, TAMPA, FL, 33635
Active59 days on marketListed Jun 11, 2026MLS #TB8512440
About this home
8821 N RIVER ROAD
PRICE REDUCTION!! Welcome to this tastefully updated 5-bedroom, 3-bathroom home offering over 2,900+ square feet of comfortable living space in a well-established Tampa neighborhood of Riverchase. Recent improvements provide peace of mind and modern style, including a BRAND NEW 2026 roof with a Transferable Warranty and an industry leading Titan shingle with a 160mph wind rating along with peal and stick underlayment for multiple discounts to your Home Owners Insurance, 2021 water heater, 2017 and 2018 HVAC systems, and 2021 recent exterior paint. Inside, the thoughtfully renovated 2021 interior showcases luxury vinyl plank flooring throughout the main living areas, new carpet in the bedrooms, and a bright, open layout designed for everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, and a functional design that flows seamlessly into the living spaces. Granite countertops continue into the bathrooms, creating a cohesive and updated look throughout the home. The inviting living area is enhanced by an electric fireplace that adds warmth and ambiance, creating the perfect setting for relaxing evenings. Spacious bedrooms provide flexibility for family, guests, or a home office setup. With the 5th bedroom on the first floor, this room could also be used as an In-law suite. This home also provides an enormous backyard ready for a custom pool, playground, or anything else you could desire with this premium Preserve Lot, with privacy at your fingertips. Situated in a quiet, walkable community, this property offers convenient access to shopping, dining, schools, parks, and major commuter routes, 15 minutes to Tampa International Airport, 20 minutes to Dunedin and within a half hour to the beautiful beaches of the West Coast of Florida. Whether you are moving in or looking for your next rental property, this is your spot. The neighborhood has experienced strong resilience through past storm seasons, making it a desirable location for many homeowners and investors. Conveniently located Don’t miss this opportunity to own a move-in-ready home with extensive updates, generous living space, and a convenient Tampa location.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,904
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,300 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,300/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs Tampa actives
$196 vs $301
Days on market
59 vs 42 typical
Where $196/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33635 — neighborhood snapshot
Population
19,415
Median age
40.1
Median income
$83,843
Median home value
$309,800
Avg household
2.58
Households w/ children
2,472
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the TAMPA 33635 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8821 N RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$525,000
8801 RIVERSCAPE WAY · same community
4 bd · 3 ba · 2,476 sqft · $212/sqft · 119 DOM
Sold · Oct ’25$528,000
8814 N RIVER ROAD · same community
4 bd · 3 ba · 2,446 sqft · $216/sqft · 93 DOM
Sold · Jun ’26$535,000
9004 GRAND BAYOU COURT · same community
4 bd · 2.5 ba · 2,180 sqft · $245/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8821 N RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8821 N RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8821 N RIVER ROAD FAQs
What would the monthly payment be for 8821 N RIVER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,300/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8821 N RIVER ROAD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8821 N RIVER ROAD?+
The most recent tax bill on record (2025) was $9,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8821 N RIVER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $569,900, this home is listed about 27% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8821 N RIVER ROAD?+
Lowry Elementary School (elementary), Farnell Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,900 runs 31% above the TAMPA 33635 median — but at 2,904 sqft it's also nearly twice the size of the typical Tampa listing.
02Strong assigned schools
Lowry Elementary School, Farnell Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Farnell Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $599,000, now $569,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS · Lance Peterson. MLS #TB8512440.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 8821 N RIVER ROAD but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jillian to ping you on any price or status change →