5308 BAY CLUB CIRCLE UNIT 5308, TAMPA, FL, 33607
Pending80 days on marketListed May 28, 2026MLS #TB8513457
About this home
5308 BAY CLUB CIRCLE UNIT 5308
Don't miss this rare opportunity to own a beautifully remodeled 2-bedroom, 2-bath condo with a PRIVATE GARAGE (complete new garage door system in 2024, door, parts, opener with outdoor key pad entry) in the highly sought-after Island Club at Rocky Point waterfront community, conveniently located just minutes from Tampa International Airport next to Ben T. Davis Beach This exceptional residence showcases stylish updates with an open floor plan with spacious living areas with new luxury laminate wood flooring planks. The living room has crown molding, gorgeous plantation shutters. The modern kitchen has beautiful granite countertops, stainless steel appliances and wine refrigerator and interior laundry room with full size washer & dryer off the kitchen. A/C replaced in 2019 and hot water heater in 2015. Recent upgrades include bathrooms featuring designer-inspired finishes and high-end details for the master bathroom and spare bathroom. Relax and unwind on the screened-in balcony, which includes a convenient storage closet for your outdoor essentials. Additional storage is available in a separate storage closet connected to the garage, providing plenty of room for seasonal items, recreational gear, and more. Save effort and time moving your furniture, owner willing to sell stylish furniture if desired separately. Island Club at Rocky Point has fabulous amenities including a fitness center with amazing Bay views, waterfront pool, spa, sauna, grills and a 200-foot long pier. The community composite wood pier has a floating dock to launch your kayak or paddle board from a community onsite storage area. Those who appreciate coastal living, this is the ultimate serene and tranquil relaxation. Additional bonus is the Courtney Campbell Exercise Trail in front of this community which runs along the entire southern side of the Courtney Campbell Causeway connecting to recreational trails on both sides of the Bay. The 11-mile trail offers spectacular views and is a priceless asset to this community. The monthly HOA covers cable TV, internet, trash, flood insurance, exterior maintenance, pest control and onsite property management. The community is convenient to restaurants, upscale shopping, beaches, TIA and the Westshore business district. Be one of the lucky few where their home is not just a home, it is a lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,176
Sqft
0 ac
Lot size
1
Garage
1997
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.3%
$/sqft vs ISLAND CLUB AT ROCKY POINT A C
$298 vs $300
Days on market
80 vs 42 typical
Where $298/sqft sits among the 7 homes for sale in ISLAND CLUB AT ROCKY POINT A C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TAMPA 33607 — neighborhood snapshot
Population
24,960
Median age
39
Median income
$66,404
Median home value
$316,100
Avg household
2.14
Households w/ children
1,882
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 7
ISLAND CLUB AT ROCKY POINT A C have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5308 BAY CLUB CIRCLE UNIT 5308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$322,000
2305 BAY CLUB CIRCLE UNIT 2305 · same community
2 bd · 2 ba · 1,176 sqft · $274/sqft · 14 DOM
Sold · Sep ’25$369,000
5304 BAY CLUB CIRCLE · same community
2 bd · 2 ba · 1,176 sqft · $314/sqft · 5 DOM
Sold · Jan ’26$277,500
2212 BAY CLUB CIRCLE UNIT 2212 · same community
1 bd · 1 ba · 964 sqft · $288/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5308 BAY CLUB CIRCLE UNIT 5308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5308 BAY CLUB CIRCLE UNIT 5308 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5308 BAY CLUB CIRCLE UNIT 5308 FAQs
What would the monthly payment be for 5308 BAY CLUB CIRCLE UNIT 5308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5308 BAY CLUB CIRCLE UNIT 5308?+
The most recent tax bill on record (2025) was $4,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5308 BAY CLUB CIRCLE UNIT 5308 be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5308 BAY CLUB CIRCLE UNIT 5308?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $349,999, this home is listed about 22% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5308 BAY CLUB CIRCLE UNIT 5308?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,999 runs 28% above the TAMPA 33607 median.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $354,999, now $349,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA PROPERTY INVESTMENT · Cindy Ryan. MLS #TB8513457.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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