CENTURY 21 Edge
$2,788,0006 bd5 ba4,608 sqft$605 /sqft$18,099 /mo all-in ↓

732 and 732 1/2 NE OAK STREET, ST PETERSBURG, FL, 33701

Active63 days on marketListed Jun 20, 2026MLS #TB8513524

Private poolSingle Family ResidenceBAY SHORE REV

About this home

732 and 732 1/2 NE OAK STREET

Contact the agent for your private viewing. Within 1 block of walking distance of downtown. In approximately 1904, this home began its journey; it has been meticulously restored to its grandeur. Colonial-style Beauty is a find in Coveted Old Northeast: This Well-loved Residence has stood the test of time and has undergone Renovations with the current and past owners over the past 20+ years. This magnificent palace, the main house, has 5 Bedrooms and 4 Baths, with a private pool. The garage apartment, built in 2018, is a 1/1 with a w/d and a dedicated parking space. The front porch could easily be featured in an advertisement for Southern Living! Enjoy sitting on your front porch as you greet your neighborhood. Entrance to the home offers a great room divided, one half used as a music room with the perfect setting for the grand piano, the other half used as a formal living room, a place to enjoy the piano. The hardwood Floors, Crown Molding, Plantation Shutters, and a Wood-burning Fireplace. The kitchen is elegant with high-end appliances. With two side-by-side refrigerators, two dishwashers, and double built-in ovens, a Thermador Gas stove with grill, a wet bar, and a walk-in pantry, this is a chef's delight for formal dinner parties, and a perfect place to organize everyday meals. Your breakfast is surrounded by a bay window. The home features two (2) staircases with enough room and support to convert the 2nd staircase to an Elevator. The dining room is surrounded by large windows that show the beautifully covered backyard, which we will get back to. The second floor has two Primary suites. One with a relaxing claw tub, while the walk-in shower doubles as a steam room, both are just perfect for relaxing. The Walk-in Closet that was once a room was now massive. The Hall Bathroom includes a full Laundry Room. The second primary suite is large for a king bed with furnishings. The bath offers a shower tub combo. The first (1) bedroom can be used as an office with a wall of windows. Bedrooms (1) and (2), we called 101 and 102 because of the number of beds there. Both rooms have French door access to the balcony. Now back to your backyard oasis! This enclosed area, with custom solid one-piece Redwood Rafters and Risers, the 10-ft deep Heated Saltwater Pool (2018). Mounted on the pool that fountains into the pool is an exquisite statue brought there by the buyers from Prince Edward Island. This was to be their forever home and was mounted to its resting place. Now cannot be moved, so this is a cherished gift they bestow on you. Travertine pavers, you will find a cozy seating area with a gas fireplace, great for those chilly evenings. The entire area has unique double fans throughout, surrounded by a PVC fence for privacy. The 2-car Garage with a Rentable 1-Bedroom, 1 Bath Garage Apartment with washer/dryer, lovely balcony. The reinforced stair railing can accommodate a chair lift. Other features include a roof, 2021, Double-Paned Windows, Improved Foundation and Plumbing throughout the home, a Tankless Water Heater, and an outdoor Fireplace. BBQ, and portable Generator (negotiable). This Well-loved Residence has stood the test of time and has undergone Extensive Renovations with the current and past owners over the last 20+ years. The blend of historic character, architectural detail, location, space, and modern craftsmanship. This is truly unmatched in Old Northeast.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

4,608

Sqft

0.22 ac

Lot size

2

Garage

1904

Year built

Two

Levels

$605

Per sqft

Private poolFireplaceCity viewNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Indoor Grill · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up · Slate
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewCity
FacesEast
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Sprinkler Metered

Community & fees

Taxes (2025)$22,191/yr
PetsYes
CommunityDog Park · Golf Carts OK · Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Well · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,099 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,044
PMI (est., until 20% equity)$1,046
Property tax — 2025 actual bill$1,849
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $278,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $278,800
Interest rate6.00%
Loan term

Estimated payment

$18,099/mo

Principal & interest$15,044
PMI (est., until 20% equity)$1,046
Property taxes (actual bill)$1,849
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$605 vs $347

Days on market

63 vs 57 typical

Where $605/sqft sits among the 400 St Petersburg actives

135
132
57
28 · this home
13
35
$135–274$274–413$413–553$553–692$692–831$831+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Old Northeast

Map of 732 and 732 1/2 NE OAK STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Old Northeast — neighborhood snapshot

Population

6,785

Median age

52

Median income

$89,071

Median home value

$707,667

Avg household

2

Households w/ children

502

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

219 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 276% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $2,788,000 · 63 days on market since
1904Built · BAY SHORE REV

Reality check

What actually sold near 732 and 732 1/2 NE OAK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

146 8TH AVENUE NESold · Nov ’25

$925,000

146 8TH AVENUE NE · same community

3 bd · 2.5 ba · 2,085 sqft · $444/sqft · 165 DOM

534 1ST STREET NSold · Jun ’26

$1,200,000

534 1ST STREET N · same community

3 bd · 2.5 ba · 2,006 sqft · $598/sqft · 91 DOM

400 9TH AVENUE NESold · Mar ’26

$1,180,000

400 9TH AVENUE NE · same community

3 bd · 2 ba · 1,994 sqft · $592/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 732 and 732 1/2 NE OAK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 732 and 732 1/2 NE OAK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

732 and 732 1/2 NE OAK STREET FAQs

What would the monthly payment be for 732 and 732 1/2 NE OAK STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 732 and 732 1/2 NE OAK STREET?+

The most recent tax bill on record (2025) was $22,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 732 and 732 1/2 NE OAK STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $2,788,000, this home is listed about 548% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 732 and 732 1/2 NE OAK STREET?+

North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Dino Cappelli. MLS #TB8513524.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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