364 SAN AMBROSIO STREET, PUNTA GORDA, FL, 33983
Pending78 days on marketListed May 30, 2026MLS #TB8513901
About this home
364 SAN AMBROSIO STREET
Location! Beautifull home. Open floor plan, over 2200 sf living space, overside lot. 3 rooms 2 bathrooms 2 car garage. desirable split plan. Plenty of storage space. Huge back yard with lots of privacy, and Fence. Living room and family room, dining room. There is a dinette next to the kitchen you can use it as an office. There is a 288 square foot foyer room with air conditioning. nice kitchen with lots of cabinets, breakfast bar. Primary bedroom has his and her walk-in closets. shower and separated tub, his and hers sink. located only minutes from restaurants, shopping, entertainment, golfing, and doctor office. There are some fruit trees.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,218
Sqft
0.28 ac
Lot size
2
Garage
1990
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,506 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,506/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.4%
$/sqft vs PUNTA GORDA ISLES SEC 20
$131 vs $184
Days on market
78 vs 63 typical
Where $131/sqft sits among the 38 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
21 of 38
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 315% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 364 SAN AMBROSIO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
26205 TOCANTINS COURT · same community
3 bd · 2 ba · 2,209 sqft · $181/sqft · 4 DOM
Sold · Mar ’26$418,000
25688 DEEP CREEK BOULEVARD · same community
3 bd · 2 ba · 2,239 sqft · $187/sqft · 118 DOM
Sold · Feb ’26$500,000
26176 ARGENTINA DRIVE · same community
3 bd · 2 ba · 2,322 sqft · $215/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 364 SAN AMBROSIO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 364 SAN AMBROSIO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
364 SAN AMBROSIO STREET FAQs
What would the monthly payment be for 364 SAN AMBROSIO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,506/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 364 SAN AMBROSIO STREET?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 364 SAN AMBROSIO STREET?+
The most recent tax bill on record (2025) was $5,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 364 SAN AMBROSIO STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $290,200, this home is listed about 16% below the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 364 SAN AMBROSIO STREET?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENTERPRISE REALTY SERVICES LLC · Carmen Torres. MLS #TB8513901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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