CENTURY 21 Edge
$109,0002 bd1 ba1,100 sqft$99 /sqft$1,015 /mo all-in ↓

2072 AUSTRALIA WAY W UNIT 32, CLEARWATER, FL, 33763

Active68 days on marketListed May 31, 2026MLS #TB8514076

Priced 32% below the CLEARWATER 33763 medianCondominiumON TOP OF THE WORLD

About this home

2072 AUSTRALIA WAY W UNIT 32

Welcome to one of the best values in the highly sought-after On Top of the World 55+ community! This spacious 1,100-square-foot corner unit condo offers comfortable, maintenance-free living with a bright and open floor plan designed for both everyday enjoyment and entertaining. The light-filled living and dining area creates an inviting atmosphere, while the kitchen features attractive countertops, abundant cabinetry, and plenty of storage space. The generously sized primary suite easily accommodates a king-size bed, and the guest bedroom comfortably fits a queen-size bed. The updated bathroom has pedestal sink a soaking tub. Multiple closets throughout provide exceptional storage. Designed for convenient single-level living, this home is ideal for those seeking comfort and accessibility. The versatile Florida Room offers additional living space perfect for a home office, media room, hobby area, or craft room. Just outside the back door, you’ll enjoy convenient access to the elevator and laundry facilities—almost like having your own private laundry room without the added expense. For added peace of mind, this property is located in a non-flood zone and non-evacuation zone. Enjoy the Florida lifestyle year-round, whether as a primary residence, seasonal retreat, or investment in a vibrant community. Residents of On Top of the World enjoy an impressive array of amenities, including two activity centers, two private golf courses (9-hole and 18-hole) available exclusively to resident owners at no additional cost, two heated swimming pools, and a recently updated fitness center featuring modern cardio equipment. Pet lovers will appreciate the fenced dog park with covered seating. The community also offers hobby studios, a woodworking shop, fitness classes, dancing, clubs, cards, billiards, entertainment, educational programs, and countless social activities. The convenient on-site Good Karma Café provides take-and-bake meals, snacks, and refreshments. Ideally located near world-class Gulf beaches, shopping, dining, entertainment, and transportation, this home offers an exceptional combination of affordability, convenience, and lifestyle. Assigned parking included. Association approval required. If financing, a minimum 35% down payment is required.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,100

Sqft

0 ac

Lot size

1971

Year built

One

Levels

$99

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Electric Water Heater · Exhaust Fan · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesSoutheast
ParkingAssigned
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$1,985/yr
PetsCats OK, Dogs OK, Yes
CommunityDock · Association Recreation - Lease · Buyer Approval Required · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,015 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$642
FHA mortgage insurance (est.)$48
Property tax — 2025 actual bill$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,815
Interest rate6.00%
Loan term

Estimated payment

$1,015/mo

Principal & interest$642
FHA mortgage insurance (est.)$48
Property taxes (actual bill)$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $109K
$105KedgeAI estimate $135,082 · range $131K$149K$155K

vs edgeAI estimate

−19.3%

$/sqft vs ON TOP OF THE WORLD

$99 vs $145

Days on market

68 vs 54 typical

Where $99/sqft sits among the 234 homes for sale in ON TOP OF THE WORLD

65 · this home
49
36
34
22
28
$98–121$121–144$144–167$167–190$190–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2072 AUSTRALIA WAY W UNIT 32

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

108 of 234

ON TOP OF THE WORLD have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

May 31, 2026Listed at $109,000 · 68 days on market since
1971Built · ON TOP OF THE WORLD

Reality check

What actually sold near 2072 AUSTRALIA WAY W UNIT 32

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2431 CANADIAN WAY UNIT 9Sold · Dec ’25

$108,000

2431 CANADIAN WAY UNIT 9 · same community

2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM

2071 AUSTRALIA WAY W UNIT 9Sold · Dec ’25

$175,000

2071 AUSTRALIA WAY W UNIT 9 · same community

2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM

2358 ECUADORIAN WAY UNIT 56Sold · Dec ’25

$115,000

2358 ECUADORIAN WAY UNIT 56 · same community

2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2072 AUSTRALIA WAY W UNIT 32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2072 AUSTRALIA WAY W UNIT 32 — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2072 AUSTRALIA WAY W UNIT 32 FAQs

What would the monthly payment be for 2072 AUSTRALIA WAY W UNIT 32?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2072 AUSTRALIA WAY W UNIT 32?+

The most recent tax bill on record (2025) was $1,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2072 AUSTRALIA WAY W UNIT 32?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $109,000, this home is listed about 60% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2072 AUSTRALIA WAY W UNIT 32?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOM TUCKER REALTY · Dave Doherty. MLS #TB8514076.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2072 AUSTRALIA WAY W UNIT 32, CLEARWATER, FL — 2 Bed, 1 Bath — $109,000 | CENTURY 21 Edge