CENTURY 21 Edge
$3,450$3,6005 bd2.5 ba3,021 sqft$1 /sqft$185 /mo all-in ↓

6405 PEBBLEBROOKE WAY, ZEPHYRHILLS, FL, 33541

Active72 days on marketListed May 31, 2026MLS #TB8514180

Priced 99% below the ZEPHYRHILLS 33541 medianReduced $150Single Family ResidenceCHAPEL CRK VLGS 7 & 8 PH 1-3

About this home

6405 PEBBLEBROOKE WAY

Welcome to this spacious and beautifully maintained 5-bedroom, 2.5-bath home located in the desirable community of Zephyrhills. Built in 2023, this impressive two-story residence offers over 3,000 square feet of living space with a thoughtfully designed open-concept floor plan. The modern kitchen features stainless steel appliances, ample cabinet space, and a large island that opens to the main living and dining areas, making it perfect for entertaining and everyday living. Upstairs, the generous primary suite offers a private retreat with a walk-in closet and en-suite bathroom. Four additional bedrooms provide plenty of space for family, guests, a home office, or flex space. The fully fenced backyard provides privacy and security while offering plenty of room to relax, play, and entertain. A private playground set located in the backyard will remain with the property for tenant use, making this home especially appealing for families. Residents of this community enjoy access to outstanding community amenities, including a resort-style pool, clubhouse, and playground. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home offers the perfect combination of space, comfort, and convenience. Property available for showing AFTER August 1.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

3,021

Sqft

0.18 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$1

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

ParkingGarage Door Opener

Community & fees

PetsPet Deposit

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$20
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $121Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $121
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$20
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Zephyrhills actives

$1 vs $172

Days on market

72 vs 49 typical

Where $1/sqft sits among the 400 Zephyrhills actives

0 · this home
6
32
123
151
88
$1–42$42–83$83–124$124–165$165–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chapel Creek

Map of 6405 PEBBLEBROOKE WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

Chapel Creek — neighborhood snapshot

Population

1,377

Median age

41

Median income

$95,551

Median home value

$335,700

Avg household

3

Households w/ children

194

For the school run

Pasco County School District

HighZephyrhills High School★★★★
MiddleRaymond B. Stewart Middle School★★★★
ElementaryNew River Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

187 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,450 $150
May 31, 2026Listed at $3,600 · 72 days on market since
2023Built · CHAPEL CRK VLGS 7 & 8 PH 1-3

Reality check

What actually sold near 6405 PEBBLEBROOKE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35474 QUARTZ LAKE DRIVESold · May ’26

$577,000

35474 QUARTZ LAKE DRIVE · same community

5 bd · 4 ba · 3,021 sqft · $191/sqft · 150 DOM

35656 QUARTZ LAKE DRIVESold · Jul ’26

$455,000

35656 QUARTZ LAKE DRIVE · same community

5 bd · 3 ba · 3,021 sqft · $151/sqft · 138 DOM

35664 QUARTZ LAKE DRIVESold · Dec ’25

$400,000

35664 QUARTZ LAKE DRIVE · same community

3 bd · 2 ba · 2,017 sqft · $198/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 6405 PEBBLEBROOKE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6405 PEBBLEBROOKE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6405 PEBBLEBROOKE WAY FAQs

What would the monthly payment be for 6405 PEBBLEBROOKE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 6405 PEBBLEBROOKE WAY?+

The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $3,450, this home is listed about 99% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6405 PEBBLEBROOKE WAY?+

Zephyrhills High School (high), Raymond B. Stewart Middle School (middle), New River Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ARC REALTY GROUP · Melisa Orduy Fandino. MLS #TB8514180.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6405 PEBBLEBROOKE WAY, ZEPHYRHILLS, FL — 5 Bed, 2.5 Bath — $3,450 | CENTURY 21 Edge