10116 PERTHSHIRE CIRCLE, LAND O LAKES, FL, 34638
Active68 days on marketListed Jun 2, 2026MLS #TB8514202
About this home
10116 PERTHSHIRE CIRCLE
Auction Property. “This property has been placed in an upcoming event. All bids should be submitted at www.XOME/auctions (void where prohibited). Please submit any pre-auction submissions through the property details page on Xome Auctions. Any post-auction offers will need to be submitted directly to the listing agent. "All submissions will be reviewed and responded to within 3 business days. Property is subject to an auction buyer’s premium pursuant to the Auction Participation Disclosure and Terms & Conditions (minimums apply). Please refer to the attached auction documents or contact the listing agent for full transaction details and requirements."This nice home is located in Asbel Creek, a family oriented community, close to SR 52, Hwy 41, and the Suncoast Toll Road for easy commutes. Great area to get in some exercise with easy walking, running or even biking areas, or play a little basketball on the courts in the park off of Asbel Road. Elementary, Middle, and High Schools are nearby. This home needs a new owner, and maybe the new owner might be you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,295
Sqft
0.11 ac
Lot size
2
Garage
2006
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,464 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.1%
$/sqft vs Land O Lakes actives
$216 vs $204
Days on market
68 vs 42 typical
Where $216/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
211 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 10116 PERTHSHIRE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$297,500
10047 LANDPORT WAY · same community
3 bd · 2 ba · 1,278 sqft · $233/sqft · 42 DOM
Sold · Mar ’26$350,000
9928 TORRISDALE LOOP · same community
4 bd · 2 ba · 1,484 sqft · $236/sqft · 77 DOM
Sold · Apr ’26$365,000
9613 JASMINE BROOK CIRCLE · same community
4 bd · 2 ba · 2,023 sqft · $180/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10116 PERTHSHIRE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10116 PERTHSHIRE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10116 PERTHSHIRE CIRCLE FAQs
What would the monthly payment be for 10116 PERTHSHIRE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,464/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10116 PERTHSHIRE CIRCLE?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10116 PERTHSHIRE CIRCLE?+
The most recent tax bill on record (2025) was $4,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10116 PERTHSHIRE CIRCLE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $279,900, this home is listed about 33% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10116 PERTHSHIRE CIRCLE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$279,900 is 24% below the LAND O LAKES 34638 median of $367,000, and at $216/sqft it sits under the Land O Lakes average of $218.
02Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $310,000, now $279,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VYLLA HOME · Cheryl Bailey. MLS #TB8514202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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