11094 SW 79TH AVENUE, OCALA, FL, 34476
Active61 days on marketListed Jun 7, 2026MLS #TB8515150
About this home
11094 SW 79TH AVENUE
Welcome to your beautifully updated oasis in the highly sought-after 55+ gated community of Palm Cay! This meticulously maintained 2-bedroom, 1-bathroom home with a 1-car attached garage is completely move-in ready and packed with modern upgrades. Step inside to discover a bright, refreshed interior. The home features gorgeous vinyl flooring, fresh interior paint, and elegant recessed lighting throughout. The fully updated kitchen and bathroom offer a modern, clean feel, and all appliances have been recently replaced—including the ultra-convenient inside laundry room . Enjoy the beautiful Florida weather from your choice of two outdoor spaces: a welcoming front lanai or the relaxing screened-in back lanai. Major Systems Updated for Peace of Mind: HVAC: 2023 Septic: Flushed in 2023 Roof: 2014 Palm Cay offers an incredible active adult lifestyle with exceptionally low HOA fees. Residents enjoy access to a community pool and spa, a clubhouse featuring a ballroom, billiards, and card rooms, plus tennis courts, bocce ball, and horseshoe pits. Don't miss the opportunity to own this turn-key gem. Schedule your showing today! Buyer to verify all home facts and HOA information.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
768
Sqft
0.23 ac
Lot size
1
Garage
1991
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+58.2%
$/sqft vs PALM CAY
$286 vs $272
Days on market
61 vs 50 typical
Where $286/sqft sits among the 16 homes for sale in PALM CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 16
PALM CAY have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 11094 SW 79TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$143,000
8247 SW 105TH PLACE · same community
2 bd · 1 ba · 768 sqft · $186/sqft · 49 DOM
Sold · Jun ’26$153,000
8329 SW 106TH STREET · same community
2 bd · 2 ba · 864 sqft · $177/sqft · 117 DOM
Sold · Oct ’25$163,900
10989 SW 78TH AVENUE · same community
2 bd · 2 ba · 864 sqft · $190/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11094 SW 79TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11094 SW 79TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11094 SW 79TH AVENUE FAQs
What would the monthly payment be for 11094 SW 79TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,775/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11094 SW 79TH AVENUE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11094 SW 79TH AVENUE?+
The most recent tax bill on record (2025) was $1,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11094 SW 79TH AVENUE?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $220,000, this home is listed about 26% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 11094 SW 79TH AVENUE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Heather Anderson. MLS #TB8515150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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