37732 CECIL LANE, ZEPHYRHILLS, FL, 33542
Active54 days on marketListed Jun 16, 2026MLS #TB8515880
About this home
37732 CECIL LANE
FULLY RENOVATED 3 BEDROOM, 1 BATH HOME WITH A METAL ROOF, UPDATED ELECTRICAL, AND NO HOA IN THE HEART OF ZEPHYRHILLS! Move-in ready and beautifully updated, this home features fresh interior finishes, an updated kitchen, spacious bedrooms, and an open-concept living area designed for comfortable everyday living. Major improvements include a durable metal roof, new water heater, updated electrical system, and cosmetic updates throughout, offering peace of mind for years to come. Step outside to the large front deck, providing the perfect space to relax, entertain, or enjoy Florida's year-round weather. With no HOA, you'll have the flexibility to make this property your primary residence, seasonal home, or investment property. Conveniently located just minutes from downtown Zephyrhills, restaurants, shopping, medical facilities, parks, and everyday conveniences, with easy access to US-301, Wesley Chapel, Tampa, and surrounding areas. All financing welcome, including FHA, VA, conventional, and cash. Lease option opportunities may also be available for qualified buyers - contact the listing agent for details.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,040
Sqft
0.13 ac
Lot size
1970
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,543 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,543/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.4%
$/sqft vs Zephyrhills actives
$192 vs $175
Days on market
54 vs 49 typical
Where $192/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cindy Lane Mobile Court
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Cindy Lane Mobile Court — neighborhood snapshot
Population
43
Median age
45
Median income
$65,313
Median home value
$117,700
Avg household
2
Households w/ children
6%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
189 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37732 CECIL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$140,000
37732 CECIL LANE · same community
1 bd · 1 ba · 1,040 sqft · $135/sqft · 0 DOM
Sold · Jun ’26$200,000
38247 3RD AVENUE
2 bd · 1.5 ba · 1,044 sqft · $192/sqft · 67 DOM
Sold · Mar ’26$238,000
5208 HILL DRIVE
3 bd · 2 ba · 1,045 sqft · $228/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37732 CECIL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37732 CECIL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37732 CECIL LANE FAQs
What would the monthly payment be for 37732 CECIL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,543/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 37732 CECIL LANE?+
The most recent tax bill on record (2025) was $1,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $199,900, this home is listed about 38% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37732 CECIL LANE?+
Zephyrhills High School (high), West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUSEWELL.COM REALTY OF FLORIDA LLC · Catherine Nolan. MLS #TB8515880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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