12630 CEDAR RIDGE DRIVE, HUDSON, FL, 34669
Active63 days on marketListed Jun 12, 2026MLS #TB8517411
About this home
12630 CEDAR RIDGE DRIVE
HOME IS BACK ON THE MARKET DUE TO THE BUYERS FINANCING FALLING THROUGH....Finding a true 4-bedroom home with this much living space, a large pool, and modern updates is becoming increasingly difficult—and that's exactly what makes 12630 Cedar Ridge Drive so special. From the moment you walk inside, you'll notice how much room this home offers. The layout provides the flexibility today's buyers are looking for, whether you need extra bedrooms for family, a home office, guest space, or simply room to spread out. The recent renovations give the home a fresh, modern feel while still maintaining the warmth and comfort that make a house feel like home. The heart of the property is the backyard. The oversized pool creates a private setting that's perfect for relaxing after work, entertaining friends, or enjoying Florida's year-round sunshine. Unlike many homes where the pool feels like an afterthought, this outdoor space was clearly designed to be enjoyed and become part of everyday life. One of the things that stands out about this property is its versatility. The spacious floor plan and outdoor amenities make it ideal as a primary residence, a seasonal retreat, or even a future short-term rental opportunity if desired. Conveniently located near shopping, restaurants, golf courses, parks, marinas, and the Gulf Coast, this home offers the lifestyle that attracts people to Florida in the first place. If you've been searching for a move-in-ready home with four true bedrooms, generous living space, and a pool large enough to actually enjoy, this is a property that deserves a closer look.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,804
Sqft
0.16 ac
Lot size
2
Garage
1979
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,725 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,725/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs Hudson actives
$194 vs $200
Days on market
63 vs 45 typical
Where $194/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
224 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12630 CEDAR RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$285,000
12804 WATERBURY AVENUE · same community
4 bd · 3 ba · 1,816 sqft · $157/sqft · 215 DOM
Sold · Jul ’26$280,000
12914 BUCKHORN DRIVE · same community
4 bd · 2 ba · 1,745 sqft · $160/sqft · 86 DOM
Sold · Jul ’26$305,000
12907 CEDAR RIDGE DRIVE · same community
3 bd · 2 ba · 1,679 sqft · $182/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12630 CEDAR RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12630 CEDAR RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12630 CEDAR RIDGE DRIVE FAQs
What would the monthly payment be for 12630 CEDAR RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12630 CEDAR RIDGE DRIVE?+
The most recent tax bill on record (2025) was $4,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $350,000, this home is listed about 4% above the Hudson median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12630 CEDAR RIDGE DRIVE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EZ CHOICE REALTY · Phil Schaeffer, III. MLS #TB8517411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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