CENTURY 21 Edge
$294,900$299,9003 bd2 ba1,561 sqft$189 /sqft$2,600 /mo all-in ↓

1844 RED LOOP, LAKELAND, FL, 33801

Active32 days on marketListed Jun 9, 2026MLS #TB8517581

Reduced $5KSingle Family ResidenceSADDLE CRK PRESERVE PH 2

About this home

1844 RED LOOP

PRICE IMPROVEMENT! Welcome to 1844 Red Loop, a newer 2024-built single-family home in Saddle Creek Preserve offering 3 bedrooms, 2 bathrooms, and 1,561 SF of open-concept living. This thoughtfully designed floor plan connects the family room, dining area, and kitchen, with a large center island that creates an easy flow for everyday living and entertaining. The private owner’s suite features an en-suite bath with dual sinks and a spacious walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. Sliding glass doors open to a rear patio, offering comfortable indoor-outdoor living and a peaceful conservation backdrop with no rear neighbors. Additional features include a 2-car garage, inside laundry with washer/dryer included, central A/C, and low-maintenance newer construction. Saddle Creek Preserve offers community amenities including a family-friendly swimming pool, plus convenient access to shopping, dining, major roadways, and outdoor recreation. Move-in ready, easy to show, and available for its next owner!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,561

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$189

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Stone Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

HOA fee$15/mo
Taxes (2025)$6,702/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,600 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$559
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,322
Interest rate6.00%
Loan term

Estimated payment

$2,600/mo

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$559
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$254KedgeAI estimate $280,604 · range $264K$331K$345K

vs edgeAI estimate

+5.1%

$/sqft vs SADDLE CRK PRESERVE PH 2

$189 vs $159

Days on market

32 vs 33 typical

Where $189/sqft sits among the 8 homes for sale in SADDLE CRK PRESERVE PH 2

2
1
2
0
2
1 · this home
$130–140$140–150$150–160$160–170$170–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 1844 RED LOOP

Drive times from this address

Walt Disney World46 min
Downtown Tampa53 min
Orlando Int’l Airport (MCO)57 min
Universal Orlando60 min

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33801 — neighborhood snapshot

Population

33,460

Median age

33.4

Median income

$49,210

Median home value

$138,700

Avg household

2.43

Households w/ children

3,160

For the school run

Polk County School District

HighTenoroc High School★★★★
ElementaryLena Vista Elementary School★★★★★
MiddleJere L. Stambaugh Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

4 of 8

SADDLE CRK PRESERVE PH 2 have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the LAKELAND 33801 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $294,900 $5K
Jun 9, 2026Listed at $299,900 · 32 days on market since
2024Built · SADDLE CRK PRESERVE PH 2

Reality check

What actually sold near 1844 RED LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1976 RED LOOPSold · Dec ’25

$290,000

1976 RED LOOP · same community

3 bd · 2 ba · 1,561 sqft · $186/sqft · 161 DOM

2219 TENEROC TRAILSold · Feb ’26

$256,000

2219 TENEROC TRAIL · same community

3 bd · 2 ba · 1,270 sqft · $202/sqft · 62 DOM

1887 YELLOW TRAILSold · Sep ’25

$325,000

1887 YELLOW TRAIL · same community

4 bd · 2 ba · 1,918 sqft · $169/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1844 RED LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1844 RED LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1844 RED LOOP FAQs

What would the monthly payment be for 1844 RED LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,600/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1844 RED LOOP?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1844 RED LOOP?+

The most recent tax bill on record (2025) was $6,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1844 RED LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $294,900, this home is listed about 13% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1844 RED LOOP?+

Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GRF REALTY · Gary Ganzie. MLS #TB8517581.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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