695 SALT LAKE DRIVE, TARPON SPRINGS, FL, 34689
Pending61 days on marketListed Jun 14, 2026MLS #TB8517655
About this home
695 SALT LAKE DRIVE
Virtually Staged. Beautifully renovated, impeccably maintained, and truly move-in ready, 695 Salt Lake Drive is the kind of home buyers wait for. Nestled behind the gates of North Lake on a private, fully fenced conservation homesite and located in a non-flood zone, this exceptional 4-bedroom, 3-bathroom pool home with a 3-car garage, with heated pool with spa, blends quality craftsmanship, thoughtful updates, and smart-home convenience with effortless Florida living. From the moment you step inside, soaring vaulted ceilings, elegant travertine flooring, crown molding, custom wall detailing, and abundant natural light create an inviting atmosphere, while expansive views of the screened pool and spa immediately draw your eye outdoors. Renovated in 2021 and continually enhanced since, every detail has been carefully considered. The beautifully updated kitchen features custom wood cabinetry, marble countertops, designer tile backsplash, stainless steel appliances, generous bar seating, and opens seamlessly to the spacious family room with its electric heat-generating fireplace, creating an ideal space for gathering and entertaining beneath dramatic vaulted ceilings. The private owner's retreat offers direct pool access and features a beautiful tray ceiling, a spectacular custom-designed walk-in closet, and a stunning spa-inspired bath with furniture-quality cabinetry, dual vessel sinks, premium stone surfaces, designer lighting, a freestanding soaking tub, oversized walk-in shower with dual shower heads, frameless glass enclosure, and exquisite custom tilework. Three additional bedrooms provide flexibility for family, guests, or a home office, while the convenient pool bath offers direct outdoor access. Extensive updates include luxury vinyl flooring in all bedrooms, a beautifully renovated laundry room with custom cabinetry, marble counters, designer backsplash and utility sink, fresh interior paint, custom primary closet, 2023 water softener, 2024 dishwasher, and countless thoughtful improvements throughout. Smart-home features include a 2025 Ruud HVAC with touchscreen and smartphone controls, automated blinds and shutters, professionally installed ADT security with cameras plus fire and carbon monoxide monitoring, upgraded landscape lighting, and a built-in whole-home speaker system with Bluetooth connectivity serving both the interior and pool area. Outside, enjoy your own private retreat with a heated saltwater pool and spa featuring integrated lighting plus water and fire features controlled through the smart iAqualink system. The screened lanai, fully fenced backyard, and peaceful conservation setting create the perfect space for relaxing or entertaining year-round. Additional highlights include a 2018 roof, impact-resistant front windows, motorized front hurricane shutter, hurricane protection for the remaining openings, irrigation system, custom paver driveway, and an oversized 3-car garage with professionally finished epoxy floors. Residents of North Lake enjoy gated privacy, community lake access, and a scenic fishing pier just minutes from historic Downtown Tarpon Springs, the famous Sponge Docks, Fred Howard Park, Sunset Beach, marinas, golf courses, shopping, restaurants, and everyday conveniences. Homes with this level of renovation, thoughtful design, and exceptional care rarely become available—don't miss the opportunity to make this remarkable property your next home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,184
Sqft
0.19 ac
Lot size
3
Garage
1999
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,308 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,308/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
Days on market
61 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 695 SALT LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 695 SALT LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
695 SALT LAKE DRIVE FAQs
What would the monthly payment be for 695 SALT LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,308/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 695 SALT LAKE DRIVE?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 695 SALT LAKE DRIVE?+
The most recent tax bill on record (2025) was $9,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 695 SALT LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $725,000, this home is listed about 69% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 695 SALT LAKE DRIVE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 118% above the TARPON SPRINGS 34689 median — but at 2,184 sqft it's also 23% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of EXP REALTY · Kathie Lea. MLS #TB8517655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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