
1303 S BERMUDA BOULEVARD, TAMPA, FL, 33605
Active57 days on marketListed Jun 12, 2026MLS #TB8517860
About this home
1303 S BERMUDA BOULEVARD
Experience waterfront living in the heart of Tampa! This charming 1-bedroom, 1-bath waterfront half duplex is perfectly situated on beautiful McKay Bay in the Palmetto Beach neighborhood, offering stunning water views and an unbeatable location. Enjoy the peaceful atmosphere of bayfront living while being just minutes from Downtown Tampa, Channelside, Water Street, Sparkman Wharf, and historic Ybor City. Whether you're commuting to work, enjoying Tampa's nightlife, dining at local restaurants, or attending events downtown, everything you need is right at your fingertips. Inside, you'll find a comfortable and functional layout filled with natural light and picturesque water views. Step outside and enjoy the tranquility of the bay, creating the perfect backdrop for your morning coffee or evening relaxation. This rare waterfront rental offers the ideal blend of convenience, charm, and location. Opportunities to rent directly on the water this close to Downtown Tampa don't come along often. Schedule your private showing today and discover the Tampa lifestyle you've been looking for.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
680
Sqft
0.14 ac
Lot size
1943
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
57 vs 42 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palmetto Beach — neighborhood snapshot
Population
1,821
Median age
40
Median income
$59,389
Median home value
$301,441
Avg household
3
Households w/ children
167
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1303 S BERMUDA BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$300,000
501 KNIGHTS RUN AVENUE UNIT 2109
1 bd · 1 ba · 687 sqft · $437/sqft · 35 DOM
Sold · Dec ’25$290,000
501 KNIGHTS RUN AVENUE UNIT 1335
1 bd · 1 ba · 742 sqft · $391/sqft · 232 DOM
Sold · May ’26$121,500
2014 HEMLOCK STREET
2 bd · 1 ba · 768 sqft · $158/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1303 S BERMUDA BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1303 S BERMUDA BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1303 S BERMUDA BOULEVARD FAQs
What would the monthly payment be for 1303 S BERMUDA BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1303 S BERMUDA BOULEVARD?+
The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,275, this home is listed about 100% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1303 S BERMUDA BOULEVARD?+
Desoto Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Blake High School (high), Giunta Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Erin Wertman. MLS #TB8517860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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