5975 TERRACE PARK DRIVE N UNIT 311, ST PETERSBURG, FL, 33709
Active69 days on marketListed Jun 12, 2026MLS #TB8518432
About this home
5975 TERRACE PARK DRIVE N UNIT 311
Welcome to this charming top-floor corner condo, offering 2 bedrooms and 2 baths in one of St. Petersburg’s most desirable 55+ communities. This unit offers added privacy, natural light, and peaceful views. Inside, you'll find stylish vinyl plank flooring throughout, an in-unit side-by-side Washer and Dryer, and an updated electrical panel. The kitchen was just renovated and features new countertops and a new dishwasher, refrigerator, and microwave. The AC system was replaced in 2024 and has been meticulously maintained with biannual service. The building handles gas hot water, and the master bath features a recently replaced toilet. Windows are PGT — a premier hurricane-rated brand — offering both peace of mind and energy efficiency. The HOA fee includes Cable TV, Escrow Reserves Fund, Gas, Internet, Pool Maintenance, Recreational Facilities, Sewer, Trash and Water. Five Towns itself is a destination. Spread across 1.14 acres, the community features 9 ponds, 6 pools, a hot tub, 3 outdoor kitchen gazebos with grills, tennis and shuffleboard courts, horseshoe and bocce ball, and miles of walking paths. Two clubhouses house billiards rooms, libraries, fitness centers, auditoriums, and card rooms. The activity calendar is packed year-round — yoga, painting, theater, dances, Mahjong, exercise classes, pancake breakfasts, band concerts, and more. With community-wide amenity renovations already underway, now is the time to invest. Conveniently located just minutes from Publix, dining, shopping, and banking — and only 10 minutes to the beach or 20 minutes to vibrant downtown St. Pete.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
985
Sqft
1 ac
Lot size
1980
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.1%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$155 vs $167
Days on market
69 vs 57 typical
Where $155/sqft sits among the 27 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 27
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5975 TERRACE PARK DRIVE N UNIT 311
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
5975 TERRACE PARK DRIVE N UNIT 105 · same community
2 bd · 2 ba · 915 sqft · $126/sqft · 37 DOM
Sold · Apr ’26$165,000
6190 80TH STREET N UNIT 204 · same community
2 bd · 2 ba · 1,100 sqft · $150/sqft · 82 DOM
Sold · Mar ’26$120,000
5970 80TH STREET NORTH UNIT 206 · same community
2 bd · 2 ba · 1,100 sqft · $109/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5975 TERRACE PARK DRIVE N UNIT 311 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5975 TERRACE PARK DRIVE N UNIT 311 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5975 TERRACE PARK DRIVE N UNIT 311 FAQs
What would the monthly payment be for 5975 TERRACE PARK DRIVE N UNIT 311?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,198/mo — principal and interest, the actual property-tax bill, the $850/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5975 TERRACE PARK DRIVE N UNIT 311?+
The association fee works out to $850 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5975 TERRACE PARK DRIVE N UNIT 311?+
The most recent tax bill on record (2025) was $2,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5975 TERRACE PARK DRIVE N UNIT 311?+
The listing reports pets: Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $152,995, this home is listed about 64% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5975 TERRACE PARK DRIVE N UNIT 311?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jackie Egeler. MLS #TB8518432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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