206 OAK CIRCLE, OCALA, FL, 34472
Pending22 days on marketListed Jul 2, 2026MLS #TB8518936
About this home
206 OAK CIRCLE
Virtually Staged. Move-in ready, this 3-bedroom, 2-bathroom home in the desirable Silver Springs Shores community sits on a spacious 0.31-acre lot and offers 1,128 sq ft of comfortable living space. The roof was replaced in 2022, and a brand-new water heater (2026). Inside, the kitchen and bathrooms feature durable, easy-care LVP (luxury vinyl plank) flooring, while all three bedrooms have the carpet . A single-car garage provides convenient parking and extra storage. The home's functional floor plan is well suited to first-time buyers, those looking to down size, or investors looking for a low-maintenance property with plenty of room to spread out on the generous lot. Located in Silver Springs Shores, the home offers easy access to SE Maricamp Rd, with convenient proximity to Belleview, The Villages, and Lockheed Martin — a great spot for commuters, plus easy reach to Ocala's springs, trails, and equestrian country. *Priced agressively for quick sale.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,128
Sqft
0.31 ac
Lot size
1
Garage
1988
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
Days on market
22 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 206 OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
206 OAK CIRCLE FAQs
What would the monthly payment be for 206 OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,553/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 206 OAK CIRCLE?+
The most recent tax bill on record (2025) was $2,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 206 OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $185,000, this home is listed about 38% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 206 OAK CIRCLE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of HOMEXPRESS REALTY, INC. · Kerry Heron. MLS #TB8518936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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