4780 COVE CIRCLE UNIT 101, ST PETERSBURG, FL, 33708
Active59 days on marketListed Jun 15, 2026MLS #TB8519523
About this home
4780 COVE CIRCLE UNIT 101
Welcome to this beautifully remodeled 55+ ground-floor 3-bedroom, 2-bath condo located in the highly sought-after Sea Towers community. This spacious home offers a bright and functional floor plan with separate living, dining, and kitchen areas, featuring new flooring throughout, a fully renovated kitchen with stone countertops, stainless steel appliances, modern cabinetry, fresh paint, and beautifully updated bathrooms. The primary suite provides a private retreat with an en-suite bath, while the two additional bedrooms offer plenty of space for family, guests, or a home office. The unit includes two assigned parking spaces, including a covered carport conveniently located just behind the condo. Residents enjoy resort-style amenities including 24-hour gated security, two community pools, tennis courts, shuffleboard, a fishing pier, and beautifully maintained waterfront grounds. Rent includes water, sewer, trash, cable, and pest control for easy, low-maintenance living. Ideally located just minutes from the Gulf beaches, shopping, dining, and entertainment, this exceptional rental offers the perfect combination of comfort, convenience, and coastal living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,070
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $336
Days on market
59 vs 57 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Colonial Court
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Colonial Court — neighborhood snapshot
Population
1,191
Median age
71
Median income
$60,361
Median home value
$277,800
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4780 COVE CIRCLE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$880,000
14600 GULF BOULEVARD UNIT 102
2 bd · 2 ba · 1,070 sqft · $822/sqft · 60 DOM
Sold · Oct ’25$530,000
14050 W PARSLEY DRIVE
3 bd · 2 ba · 1,094 sqft · $484/sqft · 169 DOM
Sold · May ’26$580,000
14900 GULF BOULEVARD UNIT 206
2 bd · 2 ba · 1,100 sqft · $527/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4780 COVE CIRCLE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4780 COVE CIRCLE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4780 COVE CIRCLE UNIT 101 FAQs
What would the monthly payment be for 4780 COVE CIRCLE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4780 COVE CIRCLE UNIT 101?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,250, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4780 COVE CIRCLE UNIT 101?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Osceola Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$2,250 is 100% below the ST PETERSBURG 33708 median of $465,000, and at $2/sqft it sits under the St Petersburg average of $381.
02Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Osceola Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,500, now $2,250 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Amy Hartman. MLS #TB8519523.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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