4709 DOLPHIN CAY LANE, ST PETERSBURG, FL, 33711
Active61 days on marketListed Jun 16, 2026MLS #TB8519609
About this home
4709 DOLPHIN CAY LANE
Experience exceptional waterfront living in the highly sought-after guard-gated community of Dolphin Cay. This beautifully furnished single- family home features 3 bedrooms and 3 baths one of which is the dedicated pool bath. Step outside to your private watefront oasis, complete with an inground infinity edge pool and spa and also a dock. Bring your boat. The stunning vistas create a perfect setting for relaxation, entertaining and enjoying Florida's spectacular sunsets and sunrises. This pet friendly residence is offered fully furnished. Enjoy the security and exclusivity while being just minutes from beaches, dining, shopping and downtown st petersburg. Other features include an office and an enclosed patio with sink and grill. The kitchen island seats two for company while preparing meals.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,928
Sqft
0.2 ac
Lot size
2
Garage
1993
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $343
Days on market
61 vs 57 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4709 DOLPHIN CAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,375,000
4973 60TH AVENUE S
4 bd · 2.5 ba · 2,917 sqft · $471/sqft · 82 DOM
Sold · Jan ’26$1,600,000
4980 60TH AVENUE S
4 bd · 3 ba · 2,906 sqft · $551/sqft · 24 DOM
Sold · Sep ’25$930,000
6000 51ST STREET S
4 bd · 3.5 ba · 2,826 sqft · $329/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4709 DOLPHIN CAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4709 DOLPHIN CAY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4709 DOLPHIN CAY LANE FAQs
What would the monthly payment be for 4709 DOLPHIN CAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4709 DOLPHIN CAY LANE?+
The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $10,000, this home is listed about 98% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4709 DOLPHIN CAY LANE?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Julia Paulsen. MLS #TB8519609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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