CENTURY 21 Edge
$1,399,0005 bd3.5 ba3,980 sqft$352 /sqft$9,045 /mo all-in ↓

2521 LAKE ELLEN DRIVE, TAMPA, FL, 33618

Active57 days on marketListed Jun 19, 2026MLS #TB8519750

Private poolSingle Family ResidenceLAKESIDE TERRACE

About this home

2521 LAKE ELLEN DRIVE

Discover an extraordinary lifestyle at 2521 Lake Ellen Drive, a masterfully reimagined luxury estate nestled on a quiet, tree-lined street in the prestigious heart of Carrollwood. Situated on an expansive 0.46-acre homesite, this exceptional residence offers nearly 4,000 square feet of refined living space with 5 bedrooms, 3 full bathrooms, 2 half bathrooms—including a unique outdoor pool bath built into the waterfall—plus a versatile bonus room ideal as a nursery, executive office, library, or flex space. Designed with both elegance and functionality in mind, the home features a spacious 2-car attached garage, a rare 2-car detached garage, an impressive porte-cochère, and an air-conditioned rear garage, providing endless possibilities for collectors, hobbyists, or additional storage. Step inside to soaring ceilings, stunning marble flooring, and walls of windows that flood the home with natural light. The thoughtfully designed open floor plan creates a seamless flow between the living, dining, and entertaining spaces. At the heart of the home, the gourmet chef’s kitchen is appointed with premium Miele appliances, custom cabinetry, dramatic waterfall-edge countertops, and an oversized island perfect for gathering with family and guests. The luxurious primary suite is a private retreat featuring dual walk-in closets, a wet bar, a spa-inspired bathroom, and a secluded balcony overlooking the tropical backyard. A marble-floored flex room offers endless versatility as a home office, fitness studio, media room, nursery, or private guest suite. Spacious secondary bedrooms and beautifully updated bathrooms complete the home’s exceptional interior. Outside, experience your own private resort. The spectacular backyard showcases a lagoon-style pool with a waterslide, grotto, spa, and a truly one-of-a-kind pool bath integrated into the waterfall feature. Lush tropical landscaping and a fully fenced yard create the ultimate setting for entertaining or peaceful relaxation. Extensively updated for today’s luxury lifestyle, the home features a new roof, updated plumbing, new HVAC systems, fresh interior and exterior paint, and countless premium upgrades throughout. Perfectly located near premier shopping, fine dining, major highways, and Tampa International Airport, this one-of-a-kind Carrollwood estate offers an unparalleled combination of luxury, privacy, and convenience. This is more than a home—it’s a destination.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,980

Sqft

0.46 ac

Lot size

4

Garage

1959

Year built

Two

Levels

$352

Per sqft

Private poolFireplacePool & Trees/Woods view

Inside

FlooringCarpet · Slate · Travertine · Hardwood
AppliancesCooktop · Dishwasher · Electric Water Heater · Ice Maker · Range Hood · Refrigerator · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesSouth
ParkingBoat · Driveway · Garage Door Opener · Open
ExteriorBalcony · French Doors · Irrigation System · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$9,742/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,045 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$812
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,045/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$812
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.1MedgeAI estimate $1,129,962 · range $1.1M$1.1M$1.5M

vs edgeAI estimate

+23.8%

$/sqft vs Tampa actives

$352 vs $301

Days on market

57 vs 42 typical

Where $352/sqft sits among the 400 Tampa actives

222
103 · this home
31
12
9
23
$154–325$325–495$495–665$665–835$835–1006$1006+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 2521 LAKE ELLEN DRIVE

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33618 — neighborhood snapshot

Population

27,588

Median age

41.9

Median income

$79,850

Median home value

$379,200

Avg household

2.32

Households w/ children

3,023

For the school run

Hillsborough County School District

ElementaryCarrollwood K-8 School★★★★★
HighChamberlain High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

228 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 400% above the TAMPA 33618 median. See the full Tampa market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $1,399,000 · 57 days on market since
1959Built · LAKESIDE TERRACE

Reality check

What actually sold near 2521 LAKE ELLEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2531 LAKE ELLEN DRIVESold · Nov ’25

$590,000

2531 LAKE ELLEN DRIVE · same community

4 bd · 3 ba · 2,640 sqft · $223/sqft · 27 DOM

2522 LAKE ELLEN LNSold · Jul ’26

$362,500

2522 LAKE ELLEN LN · same community

3 bd · 3 ba · 2,637 sqft · $137/sqft · 5 DOM

2532 LAKE ELLEN LANESold · Jun ’26

$454,900

2532 LAKE ELLEN LANE · same community

3 bd · 2 ba · 2,349 sqft · $194/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2521 LAKE ELLEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2521 LAKE ELLEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2521 LAKE ELLEN DRIVE FAQs

What would the monthly payment be for 2521 LAKE ELLEN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2521 LAKE ELLEN DRIVE?+

The most recent tax bill on record (2025) was $9,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $1,399,000, this home is listed about 211% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2521 LAKE ELLEN DRIVE?+

Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Jennifer Boyette. MLS #TB8519750.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2521 LAKE ELLEN DRIVE, TAMPA, FL — 5 Bed, 3.5 Bath — $1,399,000 | CENTURY 21 Edge