39051 12TH AVENUE, ZEPHYRHILLS, FL, 33542
Pending54 days on marketListed Jun 19, 2026MLS #TB8519832
About this home
39051 12TH AVENUE
Welcome home to this beautifully updated 3-bedroom, 2-bathroom residence situated on private land with the convenience of public water and a septic system. Inside, you'll find a thoughtfully renovated interior featuring luxury vinyl flooring throughout, an upgraded kitchen with granite countertops and modern finishes, and tastefully remodeled bathrooms. The spacious living area is highlighted by a stunning brick accent wall and a cozy wood-burning fireplace, creating the perfect focal point for relaxing evenings or entertaining guests. The open and inviting layout offers comfortable living spaces filled with charm and character. Step outside to enjoy your own private retreat. The property features a spacious side yard with a convenient drive-through gate, providing ample room for boats, RVs, trailers, or additional storage. The backyard is designed for relaxation and entertaining, complete with a beautiful in-ground pool surrounded by attractive pavers, creating the perfect setting for weekend gatherings and Florida outdoor living. Enjoy the privacy and tranquility of your own property while benefiting from convenient access to nearby amenities. This move-in-ready home combines modern updates, outdoor enjoyment, and a quiet yet friendly neighborhood without deed restrictions or CDD fees! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,388
Sqft
0.2 ac
Lot size
1
Garage
1971
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
Days on market
54 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Colony Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Colony Heights — neighborhood snapshot
Population
388
Median age
42
Median income
$57,568
Median home value
$186,900
Avg household
3
Households w/ children
31%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39051 12TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39051 12TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39051 12TH AVENUE FAQs
What would the monthly payment be for 39051 12TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39051 12TH AVENUE?+
The most recent tax bill on record (2025) was $2,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39051 12TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $299,900, this home is listed about 8% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 39051 12TH AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 70% above the ZEPHYRHILLS 33542 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $310,000, now $299,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of HOMEXPRESS REALTY, INC. · Stephanie Guynn. MLS #TB8519832.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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