
20117 UMBRIA HILL DRIVE, TAMPA, FL, 33647
Active34 days on marketListed Jul 8, 2026MLS #TB8519947
About this home
20117 UMBRIA HILL DRIVE
Perfectly positioned on a breathtaking conservation homesite, this spacious Pallazio floor plan by Taylor Morrison offers a rare combination of privacy, luxury, and resort-style living. Beautifully maintained home featuring 4 bedrooms + den + 3 full baths, and 3,117 square feet of living space with an open-concept layout and built-in audio system is ideal for both everyday living and entertaining. The home's impressive curb appeal with brick paver driveway, walkway and plush landscape and lighting leading to the grand double-door entry, creating a welcoming and elegant arrival experience. Inside, you'll find a home rich in architectural detail, including 8-foot interior doors, 5¼-inch baseboards, 3¼-inch door casings, tray ceilings, recessed lighting, and upgraded designer chandeliers that elevate the home's upscale style. At the heart of the home is the gourmet kitchen featuring bright quartz countertops, upgraded wood cabinetry, and a large walk-in pantry. Premium stainless-steel appliances include a counter-depth French-Door Refrigerator, GE Cafe built-in stacked microwave/oven and convection oven with Air Fryer and a gas cooktop. A wine cooler in the island plus a beautifully custom dry bar in the living area further enhancing the home's entertaining capabilities. The spacious gathering room flows seamlessly into the gourmet kitchen and dining area. Large format upgraded 24" x 24" tile extends throughout the main living areas, offering both beauty and durability. The luxurious owner's suite features elegant, engineered wood flooring and a spacious, spa-inspired bathroom designed for ultimate relaxation. The oversized seamless glass walk-in shower, complete with dual shower heads and dual built-in shower seats, creates a true resort-style experience. Expansive dual vanities, a dedicated makeup vanity, and a custom-designed walk-in closet provide exceptional functionality while blending luxury, comfort, and high-end design. Engineered wood flooring in the front bedroom, adding elegance, and timeless appeal to two of the home's most desirable spaces. Designed for convenience as well as luxury, the home also features a large interior laundry room with ample workspace and cabinetry, extended two-car garage with water softener system and Termite control system. The centerpiece of the home is the spectacular outdoor living area. Overlooking a serene conservation setting with no rear neighbors, the expansive 17' x 30' extended lanai is enhanced by a panoramic screen enclosure showcasing unobstructed views of nature offering pre-plumbed setup for a kitchen. This exceptional outdoor retreat provides the perfect setting for relaxing while enjoying Florida's sunshine. Combining elegant design, thoughtful upgrades, exceptional indoor-outdoor living, this remarkable home offers a rare opportunity to enjoy the very best of the Esplanade lifestyle. Beyond the home itself, residents enjoy the exceptional lifestyle offered by Esplanade of Tampa, a premier gated, HOA maintenance-free community with no-CDD known for its beautiful tile-roof homes, resort-style amenities, and vibrant social atmosphere. Residents have access to a stunning clubhouse featuring an active lifestyle and entertainment program, a resort-style pool and spa, tennis court, pickleball courts, bocce ball courts, a fitness center, fire pit gathering areas, and scenic walking and nature trails. Esplanade is minutes from premier shopping, exceptional dining, entertainment and hospitals.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,117
Sqft
0.21 ac
Lot size
2
Garage
2019
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,667 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,667/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.4%
$/sqft vs Tampa actives
$250 vs $299
Days on market
34 vs 43 typical
Where $250/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
213 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20117 UMBRIA HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$674,000
8723 SORANO VILLA DRIVE · same community
3 bd · 3 ba · 2,925 sqft · $230/sqft · 13 DOM
Sold · Mar ’26$815,000
20170 UMBRIA HILL DRIVE · same community
3 bd · 3.5 ba · 2,840 sqft · $287/sqft · 0 DOM
Sold · Mar ’26$639,000
8717 SORANO VILLA DRIVE · same community
3 bd · 3 ba · 2,332 sqft · $274/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20117 UMBRIA HILL DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20117 UMBRIA HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20117 UMBRIA HILL DRIVE FAQs
What would the monthly payment be for 20117 UMBRIA HILL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,667/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20117 UMBRIA HILL DRIVE?+
The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20117 UMBRIA HILL DRIVE?+
The most recent tax bill on record (2025) was $7,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20117 UMBRIA HILL DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $779,000, this home is listed about 73% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20117 UMBRIA HILL DRIVE?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$779,000 runs 113% above the TAMPA 33647 median — but at 3,117 sqft it's also nearly twice the size of the typical Tampa listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $799,000, now $779,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Rosa Rynard. MLS #TB8519947.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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