4715 BAY STREET NE UNIT 223, ST PETERSBURG, FL, 33703
Active56 days on marketListed Jun 25, 2026MLS #TB8519968
About this home
4715 BAY STREET NE UNIT 223
Welcome to Winston Park, one of St. Petersburg's desirable 55+ communities, where comfort, convenience, and an exceptional location come together. This beautifully maintained second-floor, 2-bedroom, 2-bath condominium offers a bright, open floor plan filled with natural light and overlooks the sparkling community pool. According to the seller, the unit was not affected by Hurricanes Helene or Milton, offering added peace of mind. Luxury vinyl tile flooring flows throughout the living spaces, creating a stylish, low-maintenance interior. The updated kitchen is designed for both everyday living and entertaining, featuring LG appliances, granite countertops, a decorative tile backsplash, Shaker-style cabinetry, and a convenient Lazy Susan for added storage. The spacious primary suite is a true retreat, complete with custom floor-to-ceiling built-in cabinetry and a generous walk-in closet. Both bathrooms have been tastefully updated with tile flooring and walk-in showers. Additional updates include a new HVAC system installed in 2021. Enjoy the ease of elevator access, a covered parking space, private storage, and a laundry room conveniently located on each floor. Community amenities include a clubhouse, shuffleboard courts, and BBQ grilling areas. The monthly HOA fee includes internet, water, sewer, and trash service, making for worry-free living. Perfectly situated just minutes from the vibrant 4th Street corridor, you'll enjoy quick access to shopping, dining, two Publix supermarkets, the new Whole Foods, tennis courts, Mangrove Bay Golf Course, I-275, and Tampa International Airport. The scenic North Bay Trail is just outside the community, providing a direct route into downtown St. Petersburg for walking, biking, or enjoying Florida's beautiful waterfront lifestyle. Whether you're searching for a year-round residence or the perfect seasonal retreat, this move-in-ready condo offers the ideal combination of comfort, convenience, and location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
3.44 ac
Lot size
1973
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30%
$/sqft vs WINSTON PARK NORTHEAST
$193 vs $145
Days on market
56 vs 57 typical
Where $193/sqft sits among the 38 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 38
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4715 BAY STREET NE UNIT 223
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
5095 BAY STREET NE UNIT 310 · same community
2 bd · 2 ba · 1,035 sqft · $77/sqft · 30 DOM
Sold · Dec ’25$120,000
4915 BAY STREET NE UNIT 222 · same community
2 bd · 2 ba · 1,035 sqft · $116/sqft · 47 DOM
Sold · Apr ’26$137,000
4920 LOCUST STREET NE UNIT 203 · same community
2 bd · 2 ba · 1,035 sqft · $132/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4715 BAY STREET NE UNIT 223 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4715 BAY STREET NE UNIT 223 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4715 BAY STREET NE UNIT 223 FAQs
What would the monthly payment be for 4715 BAY STREET NE UNIT 223?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,472/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4715 BAY STREET NE UNIT 223?+
The most recent tax bill on record (2025) was $565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4715 BAY STREET NE UNIT 223?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $199,900, this home is listed about 54% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4715 BAY STREET NE UNIT 223?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8519968.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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