10344 COUNCILS WAY, TAMPA, FL, 33617
Active50 days on marketListed Jun 21, 2026MLS #TB8520648
About this home
10344 COUNCILS WAY
More home than meets the eye! This expanded Terrace Oaks townhome has been thoughtfully upgraded well beyond its original footprint, a bedroom addition (approximately 300 sq ft of additional living space) and an exterior sunroom create a rare opportunity for comfortable living in one of Temple Terrace's most convenient communities. The 3-bedroom, 2-bath layout offers space for families, remote workers, or investors alike. Enjoy the community pool, with HOA dues of just $200/month that include water and lawn care making monthly expenses predictable and low-maintenance. Minutes to USF, Busch Gardens, Downtown Tampa, and major interstates. Serious buyers only - seller requires a written offer prior to scheduling a showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,425
Sqft
0.09 ac
Lot size
1986
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,101 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs Tampa actives
$168 vs $300
Days on market
50 vs 43 typical
Where $168/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $432K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
207 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the TAMPA 33617 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10344 COUNCILS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$235,000
10367 COUNCILS WAY · same community
3 bd · 2 ba · 1,196 sqft · $196/sqft · 164 DOM
Sold · Jun ’26$300,000
8445 N RIVER DUNE STREET
3 bd · 2 ba · 1,400 sqft · $214/sqft · 2 DOM
Sold · Sep ’25$265,000
8307 TUPELO DRIVE
3 bd · 1.5 ba · 1,356 sqft · $195/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10344 COUNCILS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10344 COUNCILS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10344 COUNCILS WAY FAQs
What would the monthly payment be for 10344 COUNCILS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,101/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10344 COUNCILS WAY?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10344 COUNCILS WAY?+
The most recent tax bill on record (2025) was $2,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10344 COUNCILS WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $239,000, this home is listed about 47% below the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 10344 COUNCILS WAY?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · RASHID ANNAHAS. MLS #TB8520648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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