12412 CARDIFF DRIVE, TAMPA, FL, 33625
Active94 days on marketListed Jun 18, 2026MLS #TB8520873
About this home
12412 CARDIFF DRIVE
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the highly desirable Citrus Park area. Enjoy the perfect blend of convenience and tranquility, with grocery stores, shopping malls, restaurants, hospitals, and Tampa International Airport all just minutes away. This inviting home features a spacious layout, a large backyard ideal for outdoor entertaining, and stunning lake views that create a peaceful setting to relax and unwind. Whether you're enjoying your morning coffee overlooking the water or taking advantage of the nearby amenities, this home offers the lifestyle you've been looking for. Don't miss this opportunity to live in one of Tampa's most sought-after communities, close to everything Tampa has to offer while still enjoying the privacy and beauty of a waterfront setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,539
Sqft
0.17 ac
Lot size
2
Garage
1984
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$1 vs $292
Days on market
94 vs 43 typical
Where $1/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Logan Gate Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Logan Gate Village — neighborhood snapshot
Population
3,704
Median age
35
Median income
$76,338
Median home value
$289,378
Avg household
3
Households w/ children
540
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
245 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33625 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12412 CARDIFF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$340,000
12511 CARDIFF DRIVE · same community
3 bd · 2 ba · 1,403 sqft · $242/sqft · 0 DOM
Sold · Oct ’25$452,000
12513 CARDIFF DRIVE · same community
4 bd · 2.5 ba · 1,700 sqft · $266/sqft · 16 DOM
Sold · Jul ’26$427,347
12417 CARDIFF DRIVE · same community
4 bd · 2.5 ba · 1,700 sqft · $251/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12412 CARDIFF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12412 CARDIFF DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12412 CARDIFF DRIVE FAQs
What would the monthly payment be for 12412 CARDIFF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12412 CARDIFF DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,300, this home is listed about 99% below the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12412 CARDIFF DRIVE?+
Sergeant Paul R Smith Middle School (middle), Bellamy Elementary School (elementary), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33625 market on paper
$2,300 is 99% below the TAMPA 33625 median of $399,950, and at $1/sqft it sits under the Tampa average of $343.
02Time on market is leverage
94 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sergeant Paul R Smith Middle School, Bellamy Elementary School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Sickles High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOME PRIME REALTY LLC · Michael Becerra. MLS #TB8520873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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