CENTURY 21 Edge
Pending
$2,200$2,5004 bd2 ba1,827 sqft$1 /sqft$176 /mo all-in ↓

4703 SW 85TH PLACE, OCALA, FL, 34476

Pending46 days on marketListed Jun 20, 2026MLS #TB8521179

Priced 99% below the OCALA 34476 medianReduced $300Single Family ResidenceOCALA CROSSINGS SOUTH PH ONE

About this home

4703 SW 85TH PLACE

Virtually Staged. Welcome to this beautiful 4-bedroom, 2-bathroom home located in the desirable community of Ocala Crossings , FL. This well-maintained property offers a spacious and functional layout designed for comfortable everyday living.The home features a fully fenced backyard, providing privacy and plenty of space for outdoor activities or family gatherings. Enjoy Florida living year-round from the screened-in lanai, the perfect place to relax with your morning coffee or unwind in the evenings. For added comfort and convenience, the property includes a whole-home water filtration system. The open living areas create a welcoming atmosphere, while the spacious bedrooms provide plenty of room for the entire family. Enjoy access to a community swimming pool and benefit from an excellent location close to schools, hospitals, shopping centers, restaurants, and major supermarkets. With easy access to everything you need, this home offers the perfect combination of comfort, convenience, and lifestyle. Schedule your private showing today and discover why this could be your next home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,827

Sqft

0.15 ac

Lot size

2

Garage

2024

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Microwave · Refrigerator · Water Filtration System · Water Softener
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ExteriorIrrigation System · Private Yard

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $77Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $77
Interest rate6.00%
Loan term

Estimated payment

$176/mo

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 4703 SW 85TH PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,200 $300
Jun 20, 2026Listed at $2,500 · 46 days on market since
2024Built · OCALA CROSSINGS SOUTH PH ONE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4703 SW 85TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4703 SW 85TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4703 SW 85TH PLACE FAQs

What would the monthly payment be for 4703 SW 85TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4703 SW 85TH PLACE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $2,200, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4703 SW 85TH PLACE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Yanileisy Martinez. MLS #TB8521179.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4703 SW 85TH PLACE, OCALA, FL — 4 Bed, 2 Bath — $2,200 | CENTURY 21 Edge