CENTURY 21 Edge
$149,9002 bd2 ba1,035 sqft$145 /sqft$1,140 /mo all-in ↓

4715 BAY STREET NE UNIT 126, ST PETERSBURG, FL, 33703

Active62 days on marketListed Jun 19, 2026MLS #TB8521260

Priced 64% below the ST PETERSBURG 33703 medianCondominiumWINSTON PARK NORTHEAST

About this home

4715 BAY STREET NE UNIT 126

Welcome to this beautifully remodeled 1ST FLOOR CONDO in the highly sought-after 55+ COMMUNITY of Winston Park Northeast Condominiums, where modern updates meet effortless Florida living! This move-in-ready residence features a bright, open-concept floor plan that creates an inviting atmosphere perfect for both everyday living and entertaining. The stunning, REMODELED KITCHEN is the heart of the home, boasting sleek countertops, stylish cabinetry, stainless steel appliances, ample prep space, and a seamless flow into the spacious living and dining areas. Throughout the home, you'll find BRAND-NEW FLOORING, fresh finishes, and tasteful upgrades that give the entire space a clean, contemporary feel. The beautifully UPDATED BATHROOMS have been thoughtfully redesigned with modern fixtures and finishes, while the spacious bedrooms provide comfort, generous closet space, and plenty of natural light. Every detail has been carefully considered, allowing you to move right in and begin enjoying your new home from day one. One of the standout features of this condo is its desirable 1ST FLOOR LOCATION, offering easy, stair-free access and the convenience of being just steps from the community's exceptional amenities. Winston Park Northeast is a well-maintained community offering beautifully landscaped grounds, a sparkling swimming pool, clubhouse, shuffleboard courts, and a variety of social activities that make it easy to enjoy an active Florida lifestyle. Ideally situated in the heart of St. Petersburg, you'll be just MINUTES FROM DOWNTOWN ST PETERSBURG, waterfront parks, restaurants, shopping, museums, golf courses, medical facilities, and the award-winning Gulf beaches. Whether you're looking for a full-time residence, seasonal getaway, or low-maintenance lifestyle, this beautifully updated condo offers the perfect combination of comfort, convenience, and location. MUST OWN FOR 1 YEAR PRIOR TO RENTING OR LEASING. Don't miss this incredible opportunity to own a completely remodeled home in one of St. Petersburg's most desirable communities—schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,035

Sqft

7.39 ac

Lot size

1973

Year built

One

Levels

$145

Per sqft

55+ communityPets allowed

Inside

FlooringTile
AppliancesOther
InteriorOther
LaundryNone
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock
FoundationBlock
FacesWest
ExteriorCourtyard · Irrigation System · Lighting · Outdoor Grill · Sidewalk

Community & fees

Taxes (2024)$377/yr
PetsCats OK, Yes
CommunityClubhouse · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Sprinkler Well · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,140 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2024 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,140/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$123KedgeAI estimate $154,316 · range $128K$169K$175K

vs edgeAI estimate

−2.9%

$/sqft vs WINSTON PARK NORTHEAST

$145 vs $143

Days on market

62 vs 57 typical

Where $145/sqft sits among the 39 homes for sale in WINSTON PARK NORTHEAST

11
15 · this home
2
6
2
3
$113–134$134–154$154–175$175–195$195–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winston Park Northeast

Map of 4715 BAY STREET NE UNIT 126 inside its neighborhood boundary

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Winston Park Northeast — neighborhood snapshot

Population

775

Median age

72

Median income

$31,923

Median home value

$154,600

Avg household

1

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

17 of 39

WINSTON PARK NORTHEAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $149,900 · 62 days on market since
1973Built · WINSTON PARK NORTHEAST

Reality check

What actually sold near 4715 BAY STREET NE UNIT 126

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5095 BAY STREET NE UNIT 310Sold · Mar ’26

$80,000

5095 BAY STREET NE UNIT 310 · same community

2 bd · 2 ba · 1,035 sqft · $77/sqft · 30 DOM

4915 BAY STREET NE UNIT 222Sold · Dec ’25

$120,000

4915 BAY STREET NE UNIT 222 · same community

2 bd · 2 ba · 1,035 sqft · $116/sqft · 47 DOM

4920 LOCUST STREET NE UNIT 203Sold · Apr ’26

$137,000

4920 LOCUST STREET NE UNIT 203 · same community

2 bd · 2 ba · 1,035 sqft · $132/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4715 BAY STREET NE UNIT 126 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4715 BAY STREET NE UNIT 126 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4715 BAY STREET NE UNIT 126 FAQs

What would the monthly payment be for 4715 BAY STREET NE UNIT 126?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4715 BAY STREET NE UNIT 126?+

The most recent tax bill on record (2024) was $377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4715 BAY STREET NE UNIT 126?+

The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $149,900, this home is listed about 65% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4715 BAY STREET NE UNIT 126?+

North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Sandy Hartmann. MLS #TB8521260.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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