4320 FERN GLEN ST, HOLIDAY, FL, 34691
Active50 days on marketListed Jun 25, 2026MLS #TB8522628
About this home
4320 FERN GLEN ST
Virtually Staged. Back on the market—buyer financing fell through. Discover this charming and spacious 2-bedroom, 2 full-bathroom villa in a truly tranquil, amenity-rich, ALL-AGES community. With a remarkably LOW HOA fee of $50 per month, this property is ideal whether you’re seeking a permanent residence or a seasonal retreat, and could be the perfect STARTER HOME for those just starting their homeowner journey. On arrival appreciate the well maintained exterior, pleasing front patio, three parking spaces with one covered. You will also note that this villa is in one of the quietest parts of the community with no through traffic, and it is just steps away from the beautiful community pool, the clubhouse and the community mailboxes. Step inside to a bright, open floor plan with soaring vaulted ceilings and clerestory windows that bathe the home with natural light. The well maintained kitchen features, newer stainless steel appliances, a double sink and a breakfast bar. The inside laundry room, which includes washer and dryer also serves as a storage room or pantry. Enjoy outdoor living in the expansive screened-in lanai—one of the largest in the neighborhood and a sizeable back yard—which offer the perfect spaces to relax or entertain year round. This home also features a - NEWER WATER HEATER, recently re-done ROOF 2022 and a well maintained HVAC system for peace of mind. The super low HOA fee of only $50 covers enjoyment of the sparkling community pool, shuffleboard, horseshoes, grilling area, shaded picnic tables complete with gated entry and restroom facilities all just steps away. Don’t miss your chance to own this well situated villa—convenient to all kinds shopping and restaurants and ~10 minutes from the world-famous sponge docks in Tarpon Springs, several coastal parks, fishing piers and beaches
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0.07 ac
Lot size
1985
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,420 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,420/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Holiday actives
$162 vs $187
Days on market
50 vs 44 typical
Where $162/sqft sits among the 278 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $225K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 278
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4320 FERN GLEN ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$172,000
2216 OAK WIND DRIVE · same community
2 bd · 2 ba · 1,128 sqft · $152/sqft · 81 DOM
Sold · Sep ’25$227,500
2240 PINEWOOD VILLAS DRIVE · same community
2 bd · 2 ba · 1,128 sqft · $202/sqft · 18 DOM
Sold · May ’26$204,000
4326 FERN GLEN ST · same community
2 bd · 2 ba · 1,128 sqft · $181/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4320 FERN GLEN ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4320 FERN GLEN ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4320 FERN GLEN ST FAQs
What would the monthly payment be for 4320 FERN GLEN ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,420/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4320 FERN GLEN ST?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4320 FERN GLEN ST?+
The most recent tax bill on record (2025) was $620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4320 FERN GLEN ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $183,000, this home is listed about 23% below the Holiday median of $238,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4320 FERN GLEN ST?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Conor ONeill. MLS #TB8522628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Holiday homes, in your inbox
Like 4320 FERN GLEN ST but not quite? A daily digest of every new listing in Holiday — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →