38213 PALM GROVE DRIVE, ZEPHYRHILLS, FL, 33542
Active47 days on marketListed Jun 27, 2026MLS #TB8522788
About this home
38213 PALM GROVE DRIVE
Welcome home to this charming 2-bedroom, 2-bath residence situated on a spacious 0.38-acre lot. Featuring the highly desirable split double-primary layout, each bedroom includes its own private full bathroom, offering comfort and privacy for family or guests. The spacious living room is centered around a cozy wood-burning fireplace, creating the perfect gathering space. Just off the living area, the dining room overlooks the updated galley-style kitchen complete with newer appliances. A versatile bonus room at the rear of the home provides the perfect space for a home office, den, playroom, or with the addition of a closet, a potential third bedroom. Step outside to enjoy the expansive backyard featuring an above-ground pool with plenty of room to entertain, garden, or simply relax. This home has been thoughtfully maintained with numerous major updates, including a metal roof installed in 2020, drain field replaced in 2018, A/C system less than five years old, well pump and pressure tank less than one year old, and a water softener already in place. Conveniently located near schools, shopping, restaurants, major roadways, and all the amenities that make Eastern Pasco County a wonderful place to call home. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,470
Sqft
0.38 ac
Lot size
2
Garage
1979
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs ZEPHYRHILLS COLONY CO
$184 vs $192
Days on market
47 vs 51 typical
Where $184/sqft sits among the 37 homes for sale in ZEPHYRHILLS COLONY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
17 of 37
ZEPHYRHILLS COLONY CO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38213 PALM GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$270,000
6221 LULLABYE LANE · same community
4 bd · 1.5 ba · 1,431 sqft · $189/sqft · 9 DOM
Sold · Jun ’26$365,000
37327 STANFORD AVENUE · same community
3 bd · 2 ba · 1,512 sqft · $241/sqft · 4 DOM
Sold · Jan ’26$210,000
37428 LUPINE DRIVE · same community
2 bd · 2 ba · 1,581 sqft · $133/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38213 PALM GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38213 PALM GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38213 PALM GROVE DRIVE FAQs
What would the monthly payment be for 38213 PALM GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38213 PALM GROVE DRIVE?+
The most recent tax bill on record (2025) was $1,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $269,990, this home is listed about 17% below the Zephyrhills median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38213 PALM GROVE DRIVE?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$269,990 runs 54% above the ZEPHYRHILLS 33542 median.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $289,990, now $269,990 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES · Christopher Webb. MLS #TB8522788.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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