3120 GUADALUPE DRIVE, PUNTA GORDA, FL, 33950
Active45 days on marketListed Jun 26, 2026MLS #TB8523052
About this home
3120 GUADALUPE DRIVE
Short Sale. SHORT SALE. Welcome to a home that brings space, function, and everyday Florida living together in all the right ways. This single-story residence offers 3 bedrooms, 2 bathrooms, and an impressive 2,304 square feet of heated living space, giving you the kind of room that instantly feels flexible, comfortable, and ready for whatever life looks like next. Step inside and the layout opens with generous living spaces designed for connection. The living room, family room, and dining area create an easy flow for entertaining, relaxing, hosting, or simply enjoying quiet evenings at home. Ceramic tile flooring runs throughout, bringing a clean, cohesive look while keeping maintenance simple. Ceiling fans add everyday comfort, while central air and electric heat help keep the home comfortable year-round. The kitchen is practical and well-equipped, featuring stone counters. Whether you are preparing a casual breakfast, entertaining guests, or planning a full dinner spread, this kitchen is ready to work with you. The primary suite offers a spacious retreat with a built-in closet and a private bathroom nearby, while the two additional bedrooms also include built-in closets and comfortable proportions. Beyond the main bedrooms, this home really stands out with bonus spaces that give you options. A bonus room, office, and study or den provide room for remote work, creative projects, fitness, guests, storage, or whatever your lifestyle demands. This is not just square footage; it is usable, valuable space that adapts with you. Outside, the home sits on a landscaped 9,600-square-foot lot with paved street access and a welcoming walk-up presence. The attached 2-car garage adds convenience, storage, and protection, while the block construction, slab foundation, and tile roof offer classic Florida durability. Public water, public sewer, electricity connection, sprinkler meter, and laundry room hookups add to the home’s practical everyday appeal. This is the kind of property that gives you room to breathe, room to grow, and room to make it your own. Spacious interiors, multiple living areas, dedicated flex rooms, stone counters, tile flooring, an attached garage, and a comfortable single-level design all come together to create a home with real presence and real potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,304
Sqft
0.22 ac
Lot size
2
Garage
1975
Year built
One
Levels
$109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.1%
$/sqft vs PUNTA GORDA ISLES SEC 14
$109 vs $392
Days on market
45 vs 62 typical
Where $109/sqft sits among the 20 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 20
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3120 GUADALUPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$610,000
1346 OSPREY DRIVE · same community
3 bd · 2.5 ba · 2,276 sqft · $268/sqft · 38 DOM
Sold · May ’26$1,375,000
1321 SEA HORSE COURT · same community
3 bd · 3 ba · 2,372 sqft · $580/sqft · 7 DOM
Sold · Jun ’26$900,000
1355 REDBIRD COURT · same community
3 bd · 2 ba · 2,373 sqft · $379/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3120 GUADALUPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3120 GUADALUPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3120 GUADALUPE DRIVE FAQs
What would the monthly payment be for 3120 GUADALUPE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,161/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3120 GUADALUPE DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3120 GUADALUPE DRIVE?+
The most recent tax bill on record (2025) was $4,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3120 GUADALUPE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 26% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3120 GUADALUPE DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$250,000 is 6% below the PUNTA GORDA 33950 median of $266,985, and at $109/sqft it sits under the Punta Gorda average of $229.
02Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $399,000, now $250,000 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VETERANVEST MANAGEMENT LLC · Richard Abreu. MLS #TB8523052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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