3920 BEACON SQUARE DRIVE, HOLIDAY, FL, 34691
Active33 days on marketListed Jul 1, 2026MLS #TB8523573
About this home
3920 BEACON SQUARE DRIVE
Virtually Staged. Rare opportunity! Qualified buyers may assume the existing FHA mortgage at approximately **3.625%**, offering the chance to secure yesterday's interest rate on today's home. This exceptional financing advantage is becoming increasingly difficult to find in today's market. Welcome to this inviting 2-bedroom, 2-bath home in the established Beacon Square community, offering a flexible floor plan designed for today's lifestyle. In addition to the main living areas, you'll find a spacious bonus flex room that's perfect for a home office, fitness room, hobby space, or additional living area. The screened lanai provides the perfect place to enjoy your morning coffee or unwind after a long day while overlooking the backyard. Inside, the functional layout offers comfortable everyday living with plenty of opportunities to make the space your own. Conveniently located just minutes from shopping, restaurants, parks, medical facilities, Gulf beaches, and the world-famous Tarpon Springs Sponge Docks, with easy access to US-19 for commuting throughout Tampa Bay. Whether your buyers are purchasing their first home, downsizing, or simply looking for an affordable Florida property with a unique financing advantage, this home deserves a spot on their must-see list. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
992
Sqft
0.15 ac
Lot size
1969
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,915 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,915/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.4%
$/sqft vs BEACON SQUARE
$247 vs $199
Days on market
33 vs 39 typical
Where $247/sqft sits among the 50 homes for sale in BEACON SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $243K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
23 of 50
BEACON SQUARE have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 3920 BEACON SQUARE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
3251 MAITLAND DRIVE · same community
3 bd · 1 ba · 992 sqft · $217/sqft · 15 DOM
Sold · Feb ’26$180,000
3437 WILTSHIRE DRIVE · same community
2 bd · 1 ba · 988 sqft · $182/sqft · 100 DOM
Sold · Apr ’26$208,000
4313 OAK BLUFF AVENUE · same community
2 bd · 1 ba · 1,000 sqft · $208/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3920 BEACON SQUARE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3920 BEACON SQUARE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3920 BEACON SQUARE DRIVE FAQs
What would the monthly payment be for 3920 BEACON SQUARE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,915/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3920 BEACON SQUARE DRIVE?+
The most recent tax bill on record (2025) was $2,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $244,900, this home is listed about 2% above the Holiday median of $239,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3920 BEACON SQUARE DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Keisha Allen. MLS #TB8523573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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