2021 TODD ROAD, CLEARWATER, FL, 33763
Active29 days on marketListed Jun 26, 2026MLS #TB8523700
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 2:00 PM
Stop by and see everything this home has to offer! Explore the highly coveted neighborhood of Charter Oaks, the spacious floor-plan, pool, and beautifully maintained yard.
About this home
2021 TODD ROAD
Welcome to this beautifully maintained 4-bedroom, 2-bath pool home nestled in the highly desirable Charter Oaks community of Clearwater. Designed for both comfortable everyday living and effortless entertaining, this spacious floor plan offers a welcoming great room with a cozy wood-burning fireplace, a separate living room, and a formal dining room, providing plenty of space to gather, relax, and create lasting memories. Step outside to a private, fully fenced backyard with a pool and covered patio — perfect for enjoying Florida's beautiful weather year-round. This home has been updated with a new A/C (2022), new pool skimmer (2022), garage door springs, cables, and coils replaced (2024), and newly finished garage floors. For additional peace of mind, the property is not located in a flood zone, so flood insurance is not required. Ideally located just minutes from Downtown Dunedin, Safety Harbor, Clearwater Beach, shopping, dining, parks, and top-rated schools, this move-in-ready home offers the perfect blend of comfort, convenience, and an exceptional location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,904
Sqft
0.17 ac
Lot size
2
Garage
1981
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Clearwater actives
$281 vs $218
Days on market
29 vs 47 typical
Where $281/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2021 TODD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$515,000
2011 DEL BETMAR ROAD · same community
3 bd · 2 ba · 1,793 sqft · $287/sqft · 21 DOM
Sold · Sep ’25$529,500
2019 DEL BETMAR ROAD · same community
3 bd · 2 ba · 1,761 sqft · $301/sqft · 44 DOM
Sold · Oct ’25$452,000
2016 GAYLE PLACE · same community
3 bd · 2 ba · 1,606 sqft · $281/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 2021 TODD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2021 TODD ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2021 TODD ROAD FAQs
What would the monthly payment be for 2021 TODD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2021 TODD ROAD?+
The most recent tax bill on record (2025) was $3,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2021 TODD ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $535,000, this home is listed about 95% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2021 TODD ROAD?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 236% above the CLEARWATER 33763 median — but at 1,904 sqft it's also 52% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $555,000, now $535,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC. MLS #TB8523700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2021 TODD ROAD but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Melinda to ping you on any price or status change →