
1400 NW 12TH LANE, LAKE PANASOFFKEE, FL, 33538
Pending39 days on marketListed Jul 7, 2026MLS #TB8524069
About this home
1400 NW 12TH LANE
Welcome to this beautifully remodeled 2-bedroom, 2-bath single-wide manufactured home in the heart of Lake Panasoffkee! Situated on a spacious, fully fenced lot, this move-in-ready home offers comfort, functionality, and peace of mind with a durable metal roof. Inside, you’ll find a tastefully updated interior featuring modern finishes, an inviting living area, and a functional split-bedroom floor plan that provides privacy for both owners and guests. The remodeled kitchen and bathrooms add a fresh, contemporary feel, making this home truly turnkey. Step outside to enjoy the large fenced backyard—perfect for pets, entertaining, gardening, or simply relaxing. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this property offers affordable Florida living in a quiet community. Conveniently located near beautiful Lake Panasoffkee, public boat ramps, fishing, parks, restaurants, and I-75, you’ll enjoy easy access to both outdoor recreation and everyday conveniences. Don’t miss your opportunity to own this charming, remodeled home in one of Central Florida’s favorite fishing and boating communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
924
Sqft
0.33 ac
Lot size
1990
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
Days on market
39 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $166K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 NW 12TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 NW 12TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1400 NW 12TH LANE FAQs
What would the monthly payment be for 1400 NW 12TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,025/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 NW 12TH LANE?+
The most recent tax bill on record (2025) was $510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Panasoffkee?+
At $129,900, this home is listed about 36% below the Lake Panasoffkee median of $203,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 NW 12TH LANE?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PLANTATION REALTY, INC. · Krystel Ellingham. MLS #TB8524069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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