13157 CLAY AVENUE, LARGO, FL, 33773
Active34 days on marketListed Jul 5, 2026MLS #TB8524222
About this home
13157 CLAY AVENUE
Spacious 4-bedroom, 2-bath single-family home available for lease in desirable unincorporated Largo! This well-maintained home offers an open and functional floor plan with generously sized bedrooms, a bright living area, and plenty of space for comfortable everyday living. The kitchen features ample cabinet and countertop space and opens to the main living areas, making it ideal for daily use and entertaining. One of this property's standout features is an oversized driveway with parking for up to nine (9) vehicles—perfect for tenants with multiple vehicles, work trucks, boats, or trailers. Enjoy a spacious yard with room to relax and entertain. Conveniently located just minutes from Gulf beaches, shopping, restaurants, schools, parks, and major roadways, this home offers both comfort and convenience. Monthly Rent: $2,800 Bedrooms: 4 Bathrooms: 2 Parking: Up to 9 vehicles Location: Unincorporated Largo Tenant responsible for utilities unless otherwise specified. Background check, income verification, and rental history required. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,581
Sqft
0.15 ac
Lot size
1982
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $243
Days on market
34 vs 52 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13157 CLAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,000
13172 CLAY AVENUE · same community
3 bd · 1 ba · 1,551 sqft · $100/sqft · 6 DOM
Sold · Jul ’26$477,000
13266 CLAY AVENUE · same community
3 bd · 2 ba · 1,546 sqft · $309/sqft · 131 DOM
Sold · Apr ’26$350,000
13157 CLAY AVENUE · same community
4 bd · 2 ba · 1,800 sqft · $194/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13157 CLAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13157 CLAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13157 CLAY AVENUE FAQs
What would the monthly payment be for 13157 CLAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13157 CLAY AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $2,600, this home is listed about 99% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 13157 CLAY AVENUE?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33773 market on paper
$2,600 is 99% below the LARGO 33773 median of $230,000, and at $2/sqft it sits under the Largo average of $253.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,800, now $2,600 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHWISE REAL ESTATE · Kenneth Arsenault, III. MLS #TB8524222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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