CENTURY 21 Edge
$399,000$425,0003 bd2 ba1,198 sqft$333 /sqft$3,168 /mo all-in ↓

1147 JAMES AVENUE S, ST PETERSBURG, FL, 33705

Active48 days on marketListed Jul 1, 2026MLS #TB8524250

Reduced $26KSingle Family ResidenceTIFFANYS ADD

About this home

1147 JAMES AVENUE S

Welcome to this exquisitely renovated 1925 historic bungalow that has been tastefully updated with the home's original architecture intact! This home is situated on a desirable 50' x 124' corner lot minutes from downtown St Petersburg in the up and coming Campbell Park neighborhood, just three blocks from Historic Roser Park. This exceptional and one of a kind century home offers the perfect blend of historic charm and contemporary design. This beautiful bungalow home features an expansive open floor plan filled with natural light, new windows, and elegant finishes throughout. The custom designed kitchen features gleaming granite countertops, shaker cabinetry, stainless steel appliances, and a sleek smooth-top range, creating a space that is equally suited for everyday living and effortless entertaining. The beautifully appointed bathrooms feature striking ocean blue tile, upscale slate gray vanities and contemporary fixtures. One of the home's most distinctive features is the standalone suite on the second floor, offering exceptional flexibility for multigenerational living, extended guests, a private home office, or potential income-producing opportunities. The stairwell can be enclosed to create a private entrance. Designed for today's lifestyle, the home offers 3 bedrooms, 2 full bathrooms, a bonus dining/laundry space, tile flooring throughout, and separate HVAC systems for each floor with independent thermostats. This 6,200 SF lot offers your own private oasis with a fully fenced backyard which includes mature tropical landscaping, including three palm trees and a magnificent Royal Poinciana tree whose vibrant red flowering blooms create a spectacular canopy of color and shade. The east property line is 8 feet east of fence so the lot is even larger than it looks, fence will be moved soon! This property is zoned as NT-2 (Neighborhood Traditional Single-Family District) and Accessory Dwelling Units (ADUs) are permitted subject to the City's ADU regulations and development standards. This home is ideally positioned just minutes from downtown St. Petersburg's award-winning restaurants, museums, waterfront parks, Beach Drive, the St. Pete Pier, Central Avenue, multiple major hospitals, and the Pinellas Trail. The property is also only eight miles from the sugar sands of St. Pete Beach and Treasure Island, with convenient access to the SunRunner for an easy trip to the Gulf. Whether you're searching for a one-of-a-kind historic residence, a stylish primary home with flexible living options, or an outstanding investment opportunity, this beautifully restored bungalow delivers exceptional quality, enduring character, and an unbeatable location. This property is not in a flood zone. Owner is a licensed real estate agent. Schedule your private showing today and discover one of St. Petersburg's most distinctive historic homes.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,198

Sqft

0.14 ac

Lot size

1925

Year built

Two

Levels

$333

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Tile
AppliancesCooktop · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionAsbestos · Cement Siding · Wood Frame
FoundationBlock · Crawlspace
FacesSouth
ExteriorSidewalk

Community & fees

Taxes (2025)$5,787/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$482
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,168/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$482
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$335KedgeAI estimate $351,977 · range $348K$361K$415K

vs edgeAI estimate

+13.4%

$/sqft vs St Petersburg actives

$333 vs $343

Days on market

48 vs 58 typical

Where $333/sqft sits among the 400 St Petersburg actives

143
129 · this home
58
28
11
31
$140–276$276–412$412–548$548–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 1147 JAMES AVENUE S

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33705 — neighborhood snapshot

Population

27,024

Median age

44

Median income

$70,783

Median home value

$321,500

Avg household

2.27

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

232 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $26K
Jul 1, 2026Listed at $425,000 · 48 days on market since
1925Built · TIFFANYS ADD

Reality check

What actually sold near 1147 JAMES AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

525 28TH AVENUE SSold · Feb ’26

$343,578

525 28TH AVENUE S

3 bd · 2 ba · 1,200 sqft · $286/sqft · 3 DOM

2801 EDWARDS AVENUE SSold · Jan ’26

$335,000

2801 EDWARDS AVENUE S

2 bd · 1 ba · 1,212 sqft · $276/sqft · 4 DOM

1621 25TH AVENUE SSold · Jun ’26

$315,000

1621 25TH AVENUE S

3 bd · 1 ba · 1,183 sqft · $266/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1147 JAMES AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1147 JAMES AVENUE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1147 JAMES AVENUE S FAQs

What would the monthly payment be for 1147 JAMES AVENUE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1147 JAMES AVENUE S?+

The most recent tax bill on record (2025) was $5,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1147 JAMES AVENUE S?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $399,000, this home is listed about 8% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1147 JAMES AVENUE S?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENERGY CONSULTING ENGINEERING. MLS #TB8524250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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