
20638 AMANDA OAK COURT, LAND O LAKES, FL, 34638
Active51 days on marketListed Jun 29, 2026MLS #TB8524468
About this home
20638 AMANDA OAK COURT
Virtually Staged. Well-maintained single-story home offering 3 bedrooms, 2 bathrooms, and 1,629 sq. ft. of comfortable living space in a desirable community. The interior features LVP flooring throughout main living areas, window blinds, and a bright, functional layout designed for everyday living. The kitchen includes wood cabinetry, stone countertops, stainless steel appliances (refrigerator, microwave, dishwasher), a gas stove, and a pantry for additional storage. The primary suite offers a walk-in closet and an en-suite bathroom with dual sinks, walk-in shower, and a private water closet. Secondary bedrooms are well-sized and share a hall bathroom with a tub/shower combination. A dedicated laundry closet comes equipped with a washer and dryer. Outdoor living features a screened lanai and a large backyard, ideal for relaxation or entertaining. A two-car garage provides added convenience and storage. Community amenities include a resort-style pool and outdoor gazebo, offering excellent spaces for recreation and leisure. Conveniently located near major roadways such as SR-54 and US-41, with easy access to The Shops at Wiregrass, Tampa Premium Outlets, restaurants, grocery stores, and everyday conveniences. Nearby parks, walking trails, and highly rated schools add to the appeal, along with a straightforward commute to Wesley Chapel, New Tampa, and the greater Tampa Bay area. Pets OK. HOA Approval required. All residents are enrolled in the Resident Benefits Package which is an additional $60/month, payable with rent and includes renters insurance, utility concierge service, HVAC air filter delivered monthly (for applicable properties), our best-in-class resident rewards program, online maintenance portal, online rent payment portal, one late-fee waiver and much more! If you decide to apply for one of our properties, there is an $99 per adult application fee that is non-refundable. Anyone aged 18 or above who will be residing at the property must apply. We will (1) check your credit report; (2) check for any past evictions; (3) verify your employment, if applicable; (4) personal income, assets, or assistance must be sufficient and verifiable; (5) verify your previous landlord references; and (6) perform criminal background screening; (7) be aware that some associations also have application fees. We encourage you not to apply if you have bad credit references or poor rental history.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,629
Sqft
0.12 ac
Lot size
2
Garage
2007
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Land O Lakes actives
$1 vs $205
Days on market
51 vs 44 typical
Where $1/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
234 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20638 AMANDA OAK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$373,000
20821 AMANDA OAK COURT · same community
2 bd · 2 ba · 1,629 sqft · $229/sqft · 44 DOM
Sold · Dec ’25$371,000
20837 AMANDA OAK COURT · same community
2 bd · 2 ba · 1,629 sqft · $228/sqft · 79 DOM
Sold · May ’26$390,000
20748 AMANDA OAK COURT · same community
2 bd · 2 ba · 1,629 sqft · $239/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20638 AMANDA OAK COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20638 AMANDA OAK COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20638 AMANDA OAK COURT FAQs
What would the monthly payment be for 20638 AMANDA OAK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 20638 AMANDA OAK COURT?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $2,300, this home is listed about 99% below the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20638 AMANDA OAK COURT?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$2,300 is 99% below the LAND O LAKES 34638 median of $355,000, and at $1/sqft it sits under the Land O Lakes average of $219.
02Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,500, now $2,300 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOFFMAN REALTY, LLC · Andrew Dougill. MLS #TB8524468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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