20958 DRAKE ELM DRIVE, LAND O LAKES, FL, 34638
Active45 days on marketListed Jun 30, 2026MLS #TB8524663
About this home
20958 DRAKE ELM DRIVE
Experience modern Florida living in this stunning 2024 Pulte-built home offering 5 bedrooms, 4 bathrooms, and a spacious open-concept design perfect for everyday living and entertaining. Featuring natural gas, this home includes a tankless gas water heater along with the efficiency and convenience today’s buyers are looking for. The bright, open floor plan seamlessly connects the living, dining, and kitchen areas, while the expansive upstairs loft provides the perfect flex space for a media room, playroom, home office, or additional living area. The spacious primary suite is privately situated on the second floor and overlooks serene pond views, creating a peaceful retreat at the end of the day. Step outside to enjoy the screened-in lanai and fully fenced backyard, perfect for relaxing, entertaining, or letting pets and little ones play. Thoughtful upgrades completed in 2024 include a whole-home water softener, custom light fixtures, elegant custom molding throughout the downstairs living areas, durable epoxy garage floors, Govee permanent exterior lighting, and garage refrigerator and freezer. With modern finishes, premium upgrades, energy-efficient natural gas, and a thoughtfully designed layout, this exceptional home offers the perfect blend of comfort, style, and functionality. Conveniently located near shopping, dining, top-rated schools, and major roadways, this move-in-ready home is one you won’t want to miss!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,172
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,781 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,781/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Land O Lakes actives
$201 vs $205
Days on market
45 vs 44 typical
Where $201/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
234 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20958 DRAKE ELM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$674,000
3899 IVY SPRINGS LANE · same community
5 bd · 4.5 ba · 3,416 sqft · $197/sqft · 7 DOM
Sold · Dec ’25$549,000
3826 IVY SPRINGS LANE · same community
3 bd · 3 ba · 2,259 sqft · $243/sqft · 89 DOM
Sold · Jun ’26$179,000
13433 HEALD LANE UNIT 2A · same community
2 bd · 1.5 ba · 868 sqft · $206/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20958 DRAKE ELM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20958 DRAKE ELM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20958 DRAKE ELM DRIVE FAQs
What would the monthly payment be for 20958 DRAKE ELM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,781/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20958 DRAKE ELM DRIVE?+
The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20958 DRAKE ELM DRIVE?+
The most recent tax bill on record (2025) was $9,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20958 DRAKE ELM DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $638,000, this home is listed about 52% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 20958 DRAKE ELM DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Erika Nunez. MLS #TB8524663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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