
1003 VERNON LOOP, OVIEDO, FL, 32765
Active11 days on marketListed Jun 30, 2026MLS #TB8524720
About this home
1003 VERNON LOOP
Interested in this home? You clearly have exceptional taste. This charming 3.0-bedroom, 2.0-bathroom home is not only pet-friendly, but also equipped with smart home features to make everyday life more convenient and connected. Homes like this don’t stay on the market for long—don’t miss your chance to make it yours. Apply today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,179
Sqft
0.14 ac
Lot size
2
Garage
1987
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$2 vs $251
Days on market
11 vs 25 typical
Where $2/sqft sits among the 207 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Rivers
Drive times from this address
Get to know Oviedo. See the full Oviedo guide →
Twin Rivers — neighborhood snapshot
Population
8,738
Median age
39
Median income
$131,063
Median home value
$432,766
Avg household
3
Households w/ children
1,192
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
106 of 207
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Twin Rivers median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1003 VERNON LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$439,000
1059 MANIGAN AVENUE · same community
3 bd · 2 ba · 1,549 sqft · $283/sqft · 84 DOM
Sold · May ’26$407,000
1054 SEMINOLE CREEK DRIVE
3 bd · 2 ba · 1,266 sqft · $321/sqft · 61 DOM
Sold · Apr ’26$360,000
1014 COX COURT
3 bd · 2 ba · 1,404 sqft · $256/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1003 VERNON LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1003 VERNON LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1003 VERNON LOOP FAQs
What would the monthly payment be for 1003 VERNON LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1003 VERNON LOOP?+
The listing reports pets: Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $2,420, this home is listed about 100% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1003 VERNON LOOP?+
Carillon Elementary School (elementary), Hagerty High School (high), Chiles Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROGRESS RESIDENTIAL PROP · John Breaux, Jr. MLS #TB8524720.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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