CENTURY 21 Edge
$2,4203 bd2 ba1,179 sqft$2 /sqft$178 /mo all-in ↓

1003 VERNON LOOP, OVIEDO, FL, 32765

Active11 days on marketListed Jun 30, 2026MLS #TB8524720

Priced 100% below the Twin Rivers medianSingle Family ResidenceALAFAYA WOODS PH 18

About this home

1003 VERNON LOOP

Interested in this home? You clearly have exceptional taste. This charming 3.0-bedroom, 2.0-bathroom home is not only pet-friendly, but also equipped with smart home features to make everyday life more convenient and connected. Homes like this don’t stay on the market for long—don’t miss your chance to make it yours. Apply today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,179

Sqft

0.14 ac

Lot size

2

Garage

1987

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

AppliancesDishwasher · Disposal · Refrigerator
InteriorCeiling Fan(s) · Smart Home · Walk-In Closet(s)
LaundryOther
CoolingOther
HeatingOther

Outside & construction

Community & fees

PetsMonthly Pet Fee, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $85Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $85
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Oviedo actives

$2 vs $251

Days on market

11 vs 25 typical

Where $2/sqft sits among the 207 Oviedo actives

0 · this home
0
1
46
107
53
$2–57$57–112$112–167$167–223$223–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Twin Rivers

Map of 1003 VERNON LOOP inside its neighborhood boundary

Drive times from this address

Downtown Orlando27 min
Orlando Int’l Airport (MCO)34 min
Universal Orlando39 min
Walt Disney World57 min

Get to know Oviedo. See the full Oviedo guide →

Twin Rivers — neighborhood snapshot

Population

8,738

Median age

39

Median income

$131,063

Median home value

$432,766

Avg household

3

Households w/ children

1,192

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleChiles Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

106 of 207

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the Twin Rivers median. See the full Oviedo market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $2,420 · 11 days on market since
1987Built · ALAFAYA WOODS PH 18

Reality check

What actually sold near 1003 VERNON LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1059 MANIGAN AVENUESold · Jul ’25

$439,000

1059 MANIGAN AVENUE · same community

3 bd · 2 ba · 1,549 sqft · $283/sqft · 84 DOM

1054 SEMINOLE CREEK DRIVESold · May ’26

$407,000

1054 SEMINOLE CREEK DRIVE

3 bd · 2 ba · 1,266 sqft · $321/sqft · 61 DOM

1014 COX COURTSold · Apr ’26

$360,000

1014 COX COURT

3 bd · 2 ba · 1,404 sqft · $256/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1003 VERNON LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1003 VERNON LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1003 VERNON LOOP FAQs

What would the monthly payment be for 1003 VERNON LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1003 VERNON LOOP?+

The listing reports pets: Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $2,420, this home is listed about 100% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1003 VERNON LOOP?+

Carillon Elementary School (elementary), Hagerty High School (high), Chiles Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PROGRESS RESIDENTIAL PROP · John Breaux, Jr. MLS #TB8524720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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