3905 W PEARL AVENUE, TAMPA, FL, 33611
Active37 days on marketListed Jul 9, 2026MLS #TB8525191
About this home
3905 W PEARL AVENUE
This beautiful and spacious home with over two thousand 'heated/cooled' square feet that has been updated with a highly desirable split bedroom floor layout. You will LOVE the massive gourmet eat-in kitchen with full service breakfast bar/island, boasting quartz counter tops, porcelain farm style sink, an abundance of quality wood cabinets and counter space, stainless steel appliances, recessed lighting, plenty of additional space for a dining area with more formal seating. The Master Suite is beyond amazing! Measuring around 16'x18', the private owners suite is located at the far-end corner of the home, completely private to the rest of the home. Do you appreciate a huge walk-in master closet? This walk-in closet boasts his/her built-ins (like a California style closet) and is around 12'x7'. The beautiful master bathroom features a marble shower and marble vanity counter-top, dual sinks, and lovely porcelain tile flooring. The interior laundry room with a built-in area for folding clothing is located off the kitchen area... it also makes for a great storage area. Let's not forget the expansive fenced backyard with privacy that's definitely big enough for a pool. The owners added a screened in lanai for outdoor living. There is an additional outside private area off the kitchen side door as well. Situated in South Tampa, it offers convenient access to many of the area's most popular destinations while maintaining the feel of an established residential neighborhood. Residents are just minutes from the vibrant dining, shopping, and entertainment options along Westshore and Dale Mabry, with easy access to the waterfront, parks, and recreational amenities.Commuters will appreciate the quick drive to Downtown Tampa, MacDill Air Force Base, Tampa International Airport, and the Westshore Business District, making this an excellent location for military personnel, professionals, and frequent travelers alike. Nearby schools, grocery stores, fitness centers, and everyday conveniences are all within a short drive, adding to the home's everyday appeal.For outdoor enthusiasts, the area offers easy access to parks, walking trails, and the scenic waterfront, while the beautiful beaches of St. Pete and Clearwater are less than an hour away. Combined with its location outside a flood zone, this home offers the convenience of city living with the comfort and stability
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,025
Sqft
0.19 ac
Lot size
1954
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs Tampa actives
$267 vs $301
Days on market
37 vs 42 typical
Where $267/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
229 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3905 W PEARL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$600,000
3910 W PAXTON AVENUE · same community
3 bd · 2 ba · 1,925 sqft · $312/sqft · 5 DOM
Sold · Apr ’26$415,000
3907 W ROGERS AVENUE · same community
4 bd · 2 ba · 1,328 sqft · $313/sqft · 14 DOM
Sold · Oct ’25$405,000
3906 W ROGERS AVENUE · same community
3 bd · 2 ba · 1,233 sqft · $328/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3905 W PEARL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3905 W PEARL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3905 W PEARL AVENUE FAQs
What would the monthly payment be for 3905 W PEARL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3905 W PEARL AVENUE?+
The most recent tax bill on record (2025) was $7,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $540,000, this home is listed about 20% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3905 W PEARL AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$540,000 runs 35% above the TAMPA 33611 median — but at 2,025 sqft it's also 27% larger than the typical Tampa listing.
02Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $575,000, now $540,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAPSTAR REAL ESTATE LLC · Jacob Schmidt LLC. MLS #TB8525191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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