CENTURY 21 Edge

RAMSEY ROAD UNIT 16, WEEKI WACHEE, FL, 34614

Active31 days on marketListed Jul 5, 2026MLS #TB8526036

Priced 77% below the WEEKI WACHEE 34614 medianROYAL HIGHLANDS

About this home

RAMSEY ROAD UNIT 16

Your slice of Florida's Nature Coast is waiting! Over an acre of wide-open possibility on Ramsey Rd in the heart of Royal Highlands — this 1.2-acre vacant residential lot is your blank canvas to build the Florida lifestyle you've been dreaming about. No builder deadlines, no rush — just space, freedom, and room to make it yours on your own timeline. Imagine waking up steps from some of Florida's most breathtaking natural beauty. Weeki Wachee Springs State Park is just down the road, with crystal-clear springs, kayaking, and outdoor adventures at your doorstep. Need conveniences? US-19 puts shopping, dining, and everyday essentials within easy reach, and the Suncoast Parkway keeps Tampa Bay closer than you'd think. Royal Highlands offers established, improved roadways in a community that balances peaceful country living with real accessibility — the best of both worlds on Florida's fastest-growing coast. At over 52,000 square feet, this lot gives you the breathing room that's nearly impossible to find at this price point. Whether you're ready to build now or land banking for the future, this is the kind of opportunity that doesn't sit long in today's Hernando County market. Buyer to verify zoning, deed restrictions, utility availability, and buildability with Hernando County prior to closing. Well and septic required; buyer to confirm feasibility independently. All measurements from public records and deemed reliable but not guaranteed. Survey recommended. Legal: Royal Highlands Unit 1 Blk 24 Lot 16, Parcel ID 00629831.

Facts & features

The home at a glance

1.21 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$453/yr

Utilities & systems

UtilitiesOther
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$482 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$264
FHA mortgage insurance (est.)$20
Property tax — 2025 actual bill$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,572
Interest rate6.00%
Loan term

Estimated payment

$482/mo

Principal & interest$264
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Royal Highlands

Map of RAMSEY ROAD UNIT 16 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)71 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

Royal Highlands — neighborhood snapshot

Population

7,281

Median age

44

Median income

$86,157

Median home value

$281,096

Avg household

3

Households w/ children

804

For the school run

Hernando County School District

HighWeeki Wachee High School★★★★★
ElementaryWinding Waters K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$350K$367K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% below the WEEKI WACHEE 34614 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

Jul 5, 2026Listed at $44,900 · 31 days on market since

Reality check

What actually sold near RAMSEY ROAD UNIT 16

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15098 CHIMNEY SWIFT ROADSold · Apr ’26

$332,900

15098 CHIMNEY SWIFT ROAD · same community

3 bd · 2 ba · 1,498 sqft · $222/sqft · 288 DOM

12117 MILLINGTON AVENUESold · Mar ’26

$332,900

12117 MILLINGTON AVENUE · same community

3 bd · 2 ba · 1,498 sqft · $222/sqft · 110 DOM

12255 OSPREY AVENUESold · Jan ’26

$385,000

12255 OSPREY AVENUE · same community

3 bd · 2 ba · 1,770 sqft · $218/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about RAMSEY ROAD UNIT 16 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for RAMSEY ROAD UNIT 16 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

RAMSEY ROAD UNIT 16 FAQs

What would the monthly payment be for RAMSEY ROAD UNIT 16?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $482/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on RAMSEY ROAD UNIT 16?+

The most recent tax bill on record (2025) was $453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $44,900, this home is listed about 88% below the Weeki Wachee median of $387,997. The market section on this page shows how the area is trending.

Which schools are assigned to RAMSEY ROAD UNIT 16?+

Weeki Wachee High School (high), Winding Waters K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEOPLE'S TRUST REALTY · Kimberly Watson-Johnson. MLS #TB8526036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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