3107 W HORATIO STREET UNIT B22, TAMPA, FL, 33609
Active41 days on marketListed Jul 6, 2026MLS #TB8526088
About this home
3107 W HORATIO STREET UNIT B22
Located in the center of South Tampa, with walkability to several bars & restaurants, including the popular SoHo district, this 2 bedroom/1 bathroom condo is located just of Macdill Ave in Palma Ceia Oaks. This condo is on the 2nd floor, so NO NOISE FROM ABOVE, and offers plenty of natural light through new impact windows, and a PRIVATE BALCONY off the master bedroom. The kitchen is outfitted with stainless steel hardware and appliances, including a dishwasher. A spacious full bathroom with tub is just off the hallway, with plenty of storage. Both bedrooms include spacious closets and ceiling fans. Also included in the rent is a washer/dryer and WATER/SEWER/TRASH INCLUDED! Condo comes with 1 assigned parking space and 1 reserved guest pass. Community pool available for tenant use. Pet considered. Available Aug 1st!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
852
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
41 vs 42 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia Pines — neighborhood snapshot
Population
3,655
Median age
39
Median income
$86,315
Median home value
$538,184
Avg household
2
Households w/ children
519
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
227 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3107 W HORATIO STREET UNIT B22
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$455,750
2611 BAYSHORE BOULEVARD UNIT 902
1 bd · 1 ba · 988 sqft · $461/sqft · 152 DOM
Sold · Feb ’26$650,000
3311 W PALMIRA AVENUE
3 bd · 1 ba · 1,058 sqft · $614/sqft · 1 DOM
Sold · Jul ’26$510,000
2403 S CHURCH AVENUE
2 bd · 1 ba · 1,178 sqft · $433/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3107 W HORATIO STREET UNIT B22 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3107 W HORATIO STREET UNIT B22 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3107 W HORATIO STREET UNIT B22 FAQs
What would the monthly payment be for 3107 W HORATIO STREET UNIT B22?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3107 W HORATIO STREET UNIT B22?+
The listing reports pets: Breed Restrictions, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,895, this home is listed about 100% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3107 W HORATIO STREET UNIT B22?+
Grady Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33609 market on paper
$1,895 is 100% below the TAMPA 33609 median of $439,000, and at $2/sqft it sits under the Tampa average of $345.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Grady Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,950, now $1,895 — a $55 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT BAYSHORE REALTY · Dan Galati. MLS #TB8526088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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