2308 PALM AVENUE, SEFFNER, FL, 33584
Active37 days on marketListed Jul 13, 2026MLS #TB8528717
About this home
2308 PALM AVENUE
Calling all buyers looking for a block home on a shaded, over-sized lot, without an HOA. This home is located on a quiet, dead-end street and has a large back yard, offering so many options for its new owner. The split floor plan with an open living room and kitchen design gives such a spacious feel. Ceramic tile through most of the home and an inside utility room make cleaning a breeze. The large garage and additional "hobby room" are useful in so many ways. All this on over a third of an acre, and close to all amenities and roadways make this home a great opportunity. With some TLC and upgrades, this home could be amazing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.37 ac
Lot size
2
Garage
1993
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.8%
$/sqft vs Seffner actives
$184 vs $224
Days on market
37 vs 40 typical
Where $184/sqft sits among the 80 Seffner actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seffner
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $369K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
51 of 80
Seffner actives have cut their price
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the SEFFNER 33584 median. See the full Seffner market guide →
Paper trail
This home's history
Reality check
What actually sold near 2308 PALM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
2320 PALM AVENUE · same community
4 bd · 3 ba · 1,966 sqft · $178/sqft · 72 DOM
Sold · Nov ’25$450,000
2312 PALM AVENUE · same community
3 bd · 2 ba · 2,090 sqft · $215/sqft · 74 DOM
Sold · Jul ’26$88,000
2318 HIBISCUS AVENUE · same community
1 bd · 1 ba · 630 sqft · $140/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2308 PALM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2308 PALM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2308 PALM AVENUE FAQs
What would the monthly payment be for 2308 PALM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2308 PALM AVENUE?+
The most recent tax bill on record (2025) was $5,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seffner?+
At $299,000, this home is listed about 25% below the Seffner median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2308 PALM AVENUE?+
Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEFFNER 33584 market on paper
$299,000 is 24% below the SEFFNER 33584 median of $392,500, and at $184/sqft it sits under the Seffner average of $226.
02Strong assigned schools
Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $324,900, now $299,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Cathy Martin. MLS #TB8528717.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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