1413 N OSCEOLA AVENUE, CLEARWATER, FL, 33755
Active32 days on marketListed Jul 17, 2026MLS #TB8530330
About this home
1413 N OSCEOLA AVENUE
Virtually Staged. Some homes are all about how they look. Others focus on the lifestyle they offer. This one offers both! Located just a couple of blocks from the Gulf waters and situated in an X FLOOD ZONE, this charming Clearwater home puts you close to everything you love while offering added peace of mind. Ask the seller what first drew her to this home, and she'll tell you it was the LOCATION. From here, you're just minutes from the Pinellas Trail, vibrant Downtown Dunedin, Coachman Park, waterfront dining, shopping, & everything that makes this part of Florida so desirable. Whether you enjoy biking, boating, festivals, or sunsets by the water, you'll appreciate having it all within easy reach. Inside, the home's character is immediately evident. Built-in shelving beautifully frames the wood-burning fireplace, creating a warm & inviting focal point in the living room. On the other side of the living room, you'll find a library ladder leading to a storage loft area...a charming detail that adds even more personality to the home. Natural light fills the home, while the gorgeous, FULLY REMODELED KITCHEN (2019) blends style and function with a GAS RANGE, FARMHOUSE SINK, and updated finishes that make it the heart of the home. Other major improvements provide added value, including a NEW ROOF IN 2024, a TANKLESS WATER HEATER INSTALLED IN 2019, & EXTERIOR PAINTED IN 2020. Step outside and discover what may become your favorite place to spend time! THE PRIVACY-FENCED BACKYARD IS TRULY PARK-LIKE, featuring mature trees, lush landscaping, & 2 separate patios, creating a peaceful setting that's perfect for entertaining, gardening, enjoying your morning coffee, or simply relaxing at the end of the day. In addition to the backyard, you'll also enjoy the screened-in lanai at the front of the home, along with the covered porch as you walk up to the front door. The seller has priced this home with opportunity in mind. Estimated repairs are around $25k-35k, with a quote available for the foundation pier work on the north side of the home. This presents a great opportunity to complete improvements, add your personal touches, and create a home that reflects your style without paying top dollar for someone else's updates. This is an amazing opportunity to own a home with timeless character, meaningful updates, an incredible backyard, & an exceptional location just blocks from the water...all while enjoying the benefits of being in an X Flood Zone!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
968
Sqft
0.13 ac
Lot size
1925
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Clearwater actives
$294 vs $224
Days on market
32 vs 54 typical
Where $294/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1413 N OSCEOLA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$441,000
1415 SUNSET DRIVE · same community
2 bd · 1.5 ba · 1,130 sqft · $390/sqft · 90 DOM
Sold · Feb ’26$265,000
1123 GOULD STREET
3 bd · 3 ba · 992 sqft · $267/sqft · 152 DOM
Sold · Jul ’26$235,000
1433 DE LEON STREET
2 bd · 1.5 ba · 910 sqft · $258/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1413 N OSCEOLA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1413 N OSCEOLA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1413 N OSCEOLA AVENUE FAQs
What would the monthly payment be for 1413 N OSCEOLA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1413 N OSCEOLA AVENUE?+
The most recent tax bill on record (2025) was $2,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1413 N OSCEOLA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $285,000, this home is listed about 3% above the Clearwater median of $275,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1413 N OSCEOLA AVENUE?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33755 market on paper
$285,000 is 19% below the CLEARWATER 33755 median of $352,500.
02Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $385,000, now $285,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Jennifer Koelling. MLS #TB8530330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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