CENTURY 21 Edge
$518,000$530,0003 bd3 ba2,015 sqft$257 /sqft$3,761 /mo all-in ↓

3704 THONOTOSASSA ROAD, PLANT CITY, FL, 33565

Active40 days on marketListed Aug 11, 2026MLS #TB8530721

Reduced $12KSingle Family ResidenceUNPLATTED

About this home

3704 THONOTOSASSA ROAD

PRICE IMPROVEMENT! COUNTRY LIVING – CITY CONVENIENCE! Only the second owner in this immaculate, smoke and pet free, well-maintained home — it is move-in ready and set on 1.36 fully fenced and gated acres with lush landscaping, gardens, and 3 fruit trees (avocado, lemon, orange). All big-ticket items have been updated, making this a true turn-key opportunity. This 3-bedroom, 3-bath, 2-car garage home offers 2,015 heated sq ft (3,078 total sq ft). Two of the bedrooms feature private en-suites. Inside, enjoy an open-concept living room and kitchen with a breakfast bar and a pass-through window into the sunroom, where morning light and garden views make it easily the room you'll find yourself in most. A dining room off the kitchen offers flexibility as a fourth bedroom if needed. The oversized laundry room has plenty of counter space, a utility sink, and storage, and connects directly to the third full bathroom. Outdoor living comes with a screened back porch, a screened grilling station, and a small covered porch. This property offers a bonus brick building behind the home (ideal as a man cave, she-shed, office, workshop, or gym), a 2-car carport for a total of 4 covered parking spaces along with an extended gravel drive, a large insulated 17'8" x 25'7" workshop, a shed, and a greenhouse. Another plus, the property is in ASC-1 zoning which generally allows for horses and backyard chickens. Checking the local zoning codes for specifics is a must! Just 0.8 miles from I-4 and minutes to shopping, dining, Brandon, Lakeland, Wesley Chapel, and Tampa — with Tampa International Airport only 26 miles away and most of Florida's best beaches about an hours drive. For those homebuyers looking to move into the area, Plant City is known as the "Winter Strawberry Capital of the World". It is home to the renowned 11-day annual Florida Strawberry Festival which has a 60 ride midway plus daily headline concerts. It is not to be missed. ASK YOUR AGENT FOR A DETAILED FEATURES SHEET and LIST OF UPDATES AND MAINTENANCE INFORMATION.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,015

Sqft

1.36 ac

Lot size

2

Garage

1981

Year built

One

Levels

$257

Per sqft

Garden view

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Roof Over
ConstructionBrick · Stucco
FoundationConcrete Perimeter
ViewGarden
FacesSouth
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Off Street
ExteriorAwning(s) · Garden · Irrigation System · Lighting · Other · Private Entrance · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$3,864/yr

Utilities & systems

UtilitiesElectricity Connected · Private · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,761 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,049
FHA mortgage insurance (est.)$229
Property tax — 2025 actual bill$322
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,130Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,130
Interest rate6.00%
Loan term

Estimated payment

$3,761/mo

Principal & interest$3,049
FHA mortgage insurance (est.)$229
Property taxes (actual bill)$322
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $518K
$497KedgeAI estimate $551,649 · range $546K$566K$588K

vs edgeAI estimate

−6.1%

$/sqft vs UNPLATTED

$257 vs $312

Days on market

40 vs 53 typical

Where $257/sqft sits among the 157 homes for sale in UNPLATTED

76 · this home
37
20
9
2
13
$160–303$303–447$447–590$590–733$733–876$876+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)36 min
Walt Disney World50 min
Universal Orlando60 min
Downtown Orlando66 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

The numbers that matter

The Plant City market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$357K$353K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

93 of 157

UNPLATTED have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the Plant City median. See the full Plant City market guide →

Paper trail

This home's history

CurrentPrice reduced to $518,000 $12K
Aug 11, 2026Listed at $530,000 · 40 days on market since
1981Built · UNPLATTED

Reality check

What actually sold near 3704 THONOTOSASSA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 E GENESEE STREETSold · Dec ’25

$332,000

913 E GENESEE STREET · same community

3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM

2852 TOM BREWER LANESold · Nov ’25

$302,000

2852 TOM BREWER LANE · same community

4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3704 THONOTOSASSA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3704 THONOTOSASSA ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3704 THONOTOSASSA ROAD FAQs

What would the monthly payment be for 3704 THONOTOSASSA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,761/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3704 THONOTOSASSA ROAD?+

The most recent tax bill on record (2025) was $3,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Plant City?+

At $518,000, this home is listed about 30% above the Plant City median of $400,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$518,000 runs 30% above the Plant City median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $530,000, now $518,000 — a $12K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Susan Lodato. MLS #TB8530721.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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