500 SANTA CRUZ PLACE NE UNIT F, ST PETERSBURG, FL, 33703
Active27 days on marketListed Jul 25, 2026MLS #TB8532099
About this home
500 SANTA CRUZ PLACE NE UNIT F
Located within the beautiful guard-gated community of Placido Bayou, this second-floor condo offers the perfect combination of comfort, privacy, and effortless living. With two bedrooms, two bathrooms, and soaring vaulted ceilings, the home feels bright, spacious, and inviting from the moment you step inside. New luxury vinyl flooring extends throughout the living area and bedrooms, creating a fresh, cohesive look that complements the home's open floor plan. The living and dining spaces flow seamlessly together, while large sliding glass doors lead to a screened balcony overlooking peaceful greenery, an ideal spot to enjoy your morning coffee, unwind after a long day, or simply take in the tranquil surroundings. The thoughtfully designed split floor plan provides privacy for both owners and guests. The spacious primary suite features an ensuite bath and generous closet space, while the second bedroom and full bath are positioned on the opposite side of the home, making it equally well suited for a family, visitors, or a home office. Life in Placido Bayou is about more than just the home itself. Residents enjoy a community pool and spa, beautifully landscaped grounds, scenic walking paths, picturesque lakes, and the peace of mind that comes with a 24-hour guard-gated entrance. Nature surrounds you, yet you're only minutes from vibrant downtown St. Petersburg, where waterfront parks, acclaimed restaurants, boutique shopping, museums, sporting events, and entertainment await. Gulf beaches, Tampa International Airport, and area golf courses are all within easy reach, while the Racquet Club of St. Petersburg, offering tennis and pickleball, is conveniently located just outside the neighborhood entrance. Whether you're looking for a full-time residence or a low-maintenance Florida retreat, this move-in-ready home offers the ideal opportunity to enjoy one of St. Petersburg's most sought-after gated communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,025
Sqft
0.78 ac
Lot size
1985
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,990 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,990/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
$/sqft vs PLACIDO BAYOU
$214 vs $438
Days on market
27 vs 57 typical
Where $214/sqft sits among the 9 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 9
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 500 SANTA CRUZ PLACE NE UNIT F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
4778 PALERMO COURT NE UNIT 4778 · same community
2 bd · 2 ba · 1,035 sqft · $256/sqft · 181 DOM
Sold · Jun ’26$545,000
526 ST TROPEZ CIRCLE NE · same community
2 bd · 2 ba · 1,251 sqft · $436/sqft · 52 DOM
Sold · Jan ’26$560,000
486 GENOA CIRCLE NE · same community
3 bd · 2 ba · 1,438 sqft · $389/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 500 SANTA CRUZ PLACE NE UNIT F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 500 SANTA CRUZ PLACE NE UNIT F — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
500 SANTA CRUZ PLACE NE UNIT F FAQs
What would the monthly payment be for 500 SANTA CRUZ PLACE NE UNIT F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,990/mo — principal and interest, the actual property-tax bill, the $990/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 500 SANTA CRUZ PLACE NE UNIT F?+
The association fee works out to $990 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 500 SANTA CRUZ PLACE NE UNIT F?+
The most recent tax bill on record (2025) was $5,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 500 SANTA CRUZ PLACE NE UNIT F?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $219,000, this home is listed about 49% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 500 SANTA CRUZ PLACE NE UNIT F?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$219,000 is 47% below the ST PETERSBURG 33703 median of $415,000, and at $214/sqft it sits under the St Petersburg average of $377.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $990/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of THE KEY GROUP · Amanda Bursik. MLS #TB8532099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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