12237 ARMENIA GABLES CIR, TAMPA, FL, 33612
Active16 days on marketListed Jul 27, 2026MLS #TB8532470
About this home
12237 ARMENIA GABLES CIR
Virtually Staged. Welcome home to this beautifully updated 2-bedroom, 2-bath first-floor condo, ideally located just steps from the community pool. The remodeled kitchen features soft-close hardwood cabinetry, granite countertops, and stainless steel appliances, and opens seamlessly to the dining area, where sliding glass doors lead to the private patio—perfect for enjoying your morning coffee or relaxing outdoors. The spacious living room is filled with natural light and showcases soaring vaulted ceilings and oversized windows, creating an open and inviting atmosphere. The generous primary suite offers an en-suite bathroom with a walk-in shower, while the second bedroom provides ample space and includes a large double closet. Updates include: LVP flooring, newer interior paint, 2020 HVAC, 2022 Hot Water Heater and 2024 vinyl hurricane rated windows. Residents enjoy access to outstanding community amenities, including a fitness center, swimming pool, and clubhouse. Conveniently located near shopping, dining, and major interstate access, this condo offers the perfect combination of comfort, convenience, and low-maintenance living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.2%
$/sqft vs Tampa actives
$173 vs $299
Days on market
16 vs 43 typical
Where $173/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
210 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12237 ARMENIA GABLES CIR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$192,500
12231 ARMENIA GABLES CIRCLE · same community
2 bd · 2 ba · 1,492 sqft · $129/sqft · 8 DOM
Sold · Jan ’26$340,000
10235 N FLEETWOOD DRIVE
2 bd · 1.5 ba · 1,118 sqft · $304/sqft · 3 DOM
Sold · Jan ’26$215,000
10312 N OAKLEAF AVENUE
2 bd · 1 ba · 1,147 sqft · $187/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 12237 ARMENIA GABLES CIR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12237 ARMENIA GABLES CIR — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12237 ARMENIA GABLES CIR FAQs
What would the monthly payment be for 12237 ARMENIA GABLES CIR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12237 ARMENIA GABLES CIR?+
The most recent tax bill on record (2025) was $2,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12237 ARMENIA GABLES CIR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $194,900, this home is listed about 57% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12237 ARMENIA GABLES CIR?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OFFERPAD BROKERAGE FL, LLC · Sonja Haltiwanger, LLC. MLS #TB8532470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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