309 GATEWOOD DRIVE, LARGO, FL, 33770
Active0 days on marketListed Aug 8, 2026MLS #TB8532927
About this home
309 GATEWOOD DRIVE
Welcome home to this beautifully maintained true 3-bedroom, 3-bathroom residence, ideally situated in a high and dry, non-flood zone offering peace of mind and an exceptional Florida lifestyle. Perfectly located just minutes from the Gulf beaches, the Belleair Boat Ramp, shopping, dining, and major thoroughfares, this home combines comfort, convenience, and functionality. Designed with spacious living in mind, the home features a welcoming living room, a formal dining area, and a separate family room, providing plenty of space for entertaining or everyday living. Each of the three generously sized bedrooms offers the luxury of its own walk-in closet, providing exceptional storage throughout the home. The inside utility area is another thoughtful feature, offering additional storage along with the convenience of the opportunity to move the washer and dryer in from the garage. Numerous updates provide added value and efficiency, including a 2020 AIR CONDITIONING UNIT, with NEW DUCTWORK AND INSULATION (2023), FLAT ROOF (2020) with leaf guard gutters, NEW GARAGE DOOR AND OPENER (2024), NEW FENCE (2024), and WATER HEATER (2026). The home is also equipped with a water softener and reverse osmosis system for enhanced water quality. Energy-efficient double-pane windows filled with argon gas help reduce utility costs while hurricane shutters provide added storm protection. Situated on an oversized lot, the property offers outstanding flexibility with a double gate providing ample space to store your boat, camper, trailer, or other recreational vehicles. A powered storage shed adds even more functionality for hobbies, projects, or additional storage. Step outside and discover your own private backyard retreat. The screen-enclosed pool creates the perfect setting for year-round enjoyment, while the covered lanai offers an ideal space for outdoor dining, relaxing, and entertaining family and friends. Whether you're hosting weekend gatherings or simply enjoying a quiet evening by the pool, this backyard is designed to be your personal paradise. With its spacious floor plan, extensive updates, oversized lot, incredible outdoor living space, and unbeatable location close to the beaches, the Belleair Boat Ramp, shopping, restaurants, and major commuting routes, this exceptional home truly has it all. Don't miss your opportunity to own this move-in ready Florida gem!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,981
Sqft
0.23 ac
Lot size
2
Garage
1960
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−44.2%
Days on market
0 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 309 GATEWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 GATEWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
309 GATEWOOD DRIVE FAQs
What would the monthly payment be for 309 GATEWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 GATEWOOD DRIVE?+
The most recent tax bill on record (2025) was $3,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 309 GATEWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $535,000, this home is listed about 78% above the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 309 GATEWOOD DRIVE?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 95% above the LARGO 33770 median — but at 1,981 sqft it's also 60% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Largo market that averages 52 — if it fits, move quickly.
04Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CHARLES RUTENBERG REALTY INC · Melody Hunter. MLS #TB8532927.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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