3690 SE 56TH TERRACE, OCALA, FL, 34480
Active9 days on marketListed Jul 27, 2026MLS #TB8533052
About this home
3690 SE 56TH TERRACE
Fully Renovated & Move-In Ready in Desirable Indian Pines! Welcome home to this beautifully updated 4-bedroom, 2-bath residence with a 2-car garage, ideally situated in the sought-after Indian Pines community of Ocala. With a new roof, new HVAC system, a brand-new pool liner, new pool equipment, and extensive renovations throughout, this home offers modern style, lasting value, and the convenience of move-in-ready living—all with NO HOA and no flood insurance required. Inside, you'll find a bright, open layout enhanced by updated flooring, contemporary lighting, and an inviting flow that's perfect for both everyday living and entertaining. The stunning kitchen has been completely remodeled with stylish cabinetry, sleek countertops, and updated appliances, creating a space that's as functional as it is beautiful. The spacious primary suite and additional bedrooms offer comfortable accommodations with abundant natural light, while both bathrooms have been tastefully renovated with fresh, modern finishes. Step outside to your private backyard retreat, where the sparkling pool is ready to enjoy with its brand-new liner and all-new pool equipment. The spacious yard also offers plenty of room for entertaining, pets, gardening, or creating your own outdoor oasis. Conveniently located near shopping, dining, medical facilities, parks, and major roadways, this home also offers access to highly rated schools and everything Ocala has to offer. Whether you're searching for your first home, your next home, or a smart investment opportunity, this beautifully renovated property is ready to impress.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,286
Sqft
0.31 ac
Lot size
2
Garage
1993
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs Ocala actives
$203 vs $187
Days on market
9 vs 49 typical
Where $203/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3690 SE 56TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$305,000
3650 SE 55TH COURT · same community
3 bd · 2.5 ba · 2,165 sqft · $141/sqft · 107 DOM
Sold · Apr ’26$410,000
5565 SE 37TH PLACE · same community
4 bd · 2 ba · 2,110 sqft · $194/sqft · 17 DOM
Sold · Apr ’26$337,000
3295 SE 56TH AVENUE · same community
3 bd · 2 ba · 2,057 sqft · $164/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3690 SE 56TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3690 SE 56TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3690 SE 56TH TERRACE FAQs
What would the monthly payment be for 3690 SE 56TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3690 SE 56TH TERRACE?+
The most recent tax bill on record (2025) was $2,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3690 SE 56TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $465,000, this home is listed about 56% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3690 SE 56TH TERRACE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8533052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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